




12722 Rusty Blackbird Way, Charlotte, NC, 28278
About This Home
Multigenerational Living with a perfect blend of luxury, comfort, and lake living at 12722 Rusty Blackbird Way in the highly sought after Chapel Cove community, nestled along the scenic shores of Lake Wylie. More than just a neighborhood, Chapel Cove offers a true lifestyle with lake access, allowing residents to launch kayaks and canoes, explore the peaceful shoreline, or simply enjoy the beauty of one of the Charlotte area's most desirable lakes. This exceptional home welcomes you with 10 foot ceilings, hardwood laminate flooring throughout the main level, and an open, light filled floor plan designed for both everyday living and effortless entertaining. The gourmet kitchen is a chef's dream, featuring a gas cooktop, vented range hood, stainless steel appliances, abundant cabinetry, and generous prep space. Entertain with ease in the elegant formal dining room with a butler's pantry, or gather around the stunning floor to ceiling stone fireplace that anchors the spacious great room. The adjoining sunroom offers the perfect place to relax while enjoying natural light year round. The luxurious primary suite is a private retreat featuring a spacious sitting room and a spa inspired bath complete with a large walk in shower with a rainfall shower head, a soaking tub, and generous walk in closet space. Additional highlights include a desirable courtyard entry three car garage, spacious secondary bedrooms, and quality craftsmanship throughout. Life in Chapel Cove is all about enjoying the outdoors and exceptional amenities. Residents have access to a beautiful clubhouse, fitness center, resort style outdoor pool, tennis & pickleball courts, playground, basketball courts, and miles of sidewalks perfect for walking or biking. Best of all, you'll enjoy private community access to Lake Wylie, where you can launch your kayak or canoe and spend your days paddling, fishing, or taking in spectacular waterfront sunsets, a rare amenity that truly sets Chapel Cove apart. Conveniently located just minutes from premier shopping, dining, Charlotte Douglas International Airport, and I 485, this remarkable home offers the perfect combination of luxury, recreation, and the unmatched lifestyle of lakeside living. Current $1,000,000 termite bond in place from new construction, can be continued for a $250 transfer fee and $44 per month. Home wired for future surround sound. Check out the photos of the spectacular wildlife that visits the pond this home backs up to. It’s an incredible setting and one of the things that makes this property so special. The garage was originally sold as a 3-car setup — one attached 1-car stall and one attached 2-car stall. The 2-car stall came in at 777 sq ft, which is plenty of room to fit a 3rd car (or similar-sized vehicle) comfortably, or to turn into a workshop instead.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Construction materials: Brick Partial,Fiber Cement,Stone Veneer
Other
- Builder name: Pulte
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Filtration System,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Wall Oven
- Laundry features: Laundry Room,Main Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Breakfast
- Level: Main
Features
- Attic Other
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Family Room
- Attic: Other
- Finished area below ground: 0
- Finished area above ground: 3,868
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Dual,Electric
Interior Area
- Total structure area: 3,868
- Total interior livable area: 3,868 sqft
Kitchen
- Features: Kitchen Island,Open Floorplan
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Other
- Level: Main
Primary Bedroom
- Level: Upper
Sunroom
- Level: Main
Property
Details
- Parcel number: 19916137
- Zoning: MX-1(INNOV)
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Front Porch
- Waterfront features: Other - See Remarks
Lot
- Lot size: 0.26 Acres
- Features: Level,Open Lot,Other - See Remarks
Parking
- Total spaces: 4
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $240 | $2,880 |
| Property Taxes | $606 | $7,272 |
| Electricity | $360 | $4,323 |
| Total | $5,250 | $63,000 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listed for sale | $799,900 |
| 2020-06-26 | Sold | $534,735 |
| 2019-12-25 | Listing removed | -- |
| 2019-11-28 | Listed for sale | -- |
For Sale by Agent
