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11132 Damson Plum Ln, Charlotte, NC, 28215

3beds
2baths
1,712sqft
$440,000
$257price/sqft
$2,575/moest. monthly cost
$103,000/yrincome needed

About This Home

Beautiful home in High Desire Prime Location close to everything that matters most! Newly built in 2017, you get all the benefits of new construction without all the headaches of building. Boasting 3 Bedrooms and 2 Full Baths, this ranch provides the location, benefits and upgrades to make it the home you’ll love to call your own. Covered front porch leading to entry door enhanced with dual sidelights & pendant window above opens to Spacious rooms, abundant natural light and an open, flowing design creating spaces as perfect for entertaining as for relaxing at the end of the day. Dream Kitchen reveals granite counters, ample white cabinets, stainless appliances & large granite Breakfast Bar Island with sink & pendant lighting. Stunning wood floors flow to the adjacent Living/Family Room w/cathedral ceiling & fanlight. Master offers walk in closet and Ensuite Bath. Guest Bedrooms share a full hall Bath. Laundry room has washer/dryer hookups. Washer & dryer are negotiable. Outdoor entertaining is enhanced by the custom 24 x 18 deck, the only of its kind in the neighborhood (standard is only 12 x 14) overlooking your generous yard just shy of a quarter acre. Only 1.3 miles from a major interstate with 7 hospitals, 6 urgent cares, 6 grocery stores, 5 pharmacies, entertainment venues and nearly 150 restaurants within about a 3 mile radius guarantees this home offers you amenities and lifestyle. View it. Buy it. Begin your new exceptional life!

Getting Around

7
WalkingCar-Dependent
7
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

8/10
Clear Creek ElementaryGrades PK-52.4 mi
5/10
Northeast MiddleGrades 6-84.8 mi
2/10
Rocky River HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,712

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 16' 0" X 13' 0"

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18' 0" X 16' 0"

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 14' 0" X 18' 0"

Property

Details

  • Parcel number: 11108124
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck

Lot

  • Lot size: 0.22 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$151$1,812
Property Taxes $0$0
Electricity $200$2,405
Total$2,575$30,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,285/yr
40% on housing$77,250/yr
45% on housing$68,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$178
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$440,000
2018-04-06Sold$268,318

For Sale by Agent

AgentReese Freyer
BrokerageWild Wild West Group LLC

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