See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15927 Vale Ridge Dr, Charlotte, NC, 28278

3beds
3baths
2,405sqft
$600,000
$249price/sqft
$3,607/moest. monthly cost
$144,280/yrincome needed

About This Home

Welcome to 15927 Vale Ridge Drive! This stunning Waverly plan loaded with upgrades is sure to impress! The open floor plan allows for an easy flow for entertaining and the gourmet kitchen is a chef's dream with stainless steel appliances, plenty of cabinets, stunning white quartz countertops, farmhouse sink and an oversized island. The breakfast area and well-appointed screened porch lead to a paver patio. Primary bedroom w/hardwood floors, large primary bath, and custom walk-in closet. Tasteful hardwood floors fresh paint throughout. Just a short walk from the home is the Regency Clubhouse which includes indoor/outdoor pools, fitness center, bocce ball court, tennis & pickle ball courts & access to Lake Wylie for canoeing & kayaking. Amazing home, neighborhood, and amenities make this home THE ONE!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-82.9 mi
8/10
Palisades High SchoolGrades 9-111.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Tile,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,405

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,405
  • Total interior livable area: 2,405 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21733440
  • Zoning: MX-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Screened
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.19 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$180$2,160
Property Taxes $170$2,040
Electricity $224$2,688
Total$3,607$43,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,668/yr
40% on housing$108,210/yr
45% on housing$96,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$225
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$650,000
2025-10-25Listing removed$685,000
2025-06-09Price change$685,000
2025-05-16Listed for sale$700,000
2025-04-30Listing removed$699,999
2025-03-27Price change$699,999
2025-03-04Price change$725,000
2025-02-07Price change$728,000
2025-01-20Listed for sale$740,000
2021-01-22Sold$537,500
2020-11-11Pending sale$550,000
2020-10-27Listed for sale$550,000
2017-10-23Sold$471,500

For Sale by Agent

AgentBryan Provenzano
BrokerageKeller Williams Ballantyne Area

Similar Homes