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6226 Split Mountain Rd, Borrego Springs, CA, 92004

2beds
3baths
2,356sqft
$700,000
$297price/sqft
$5,004/moest. monthly cost
$200,160/yrincome needed

About This Home

Built for serious desert riders and off-road enthusiasts, this 5-acre Ocotillo Wells property is the ultimate private basecamp in the heart of ORV country. With direct access to miles of open desert and legendary riding terrain, this 2-bedroom, 3.5-bath compound is designed to handle both high-octane weekends and extended desert stays. After a full day on the trails, gather in the spacious kitchen and dining area—the natural command center for planning rides, refueling, and swapping stories. A dedicated game room offers the perfect hangout space when the sun goes down, while the private pool provides a refreshing reset after dusty adventures. Infrastructure is where this property truly stands apart. A three-car garage plus a separate off-road vehicle garage give you serious space for side-by-sides, quads, dirt bikes, tools, and gear. RV hookups make it easy for friends to roll in for riding weekends, and two on-site trailers provide additional sleeping quarters for your crew. The expansive acreage offers room to stage, park, tune, and store without compromise. With wide-open desert views, privacy, and space built specifically for toys and trailers, this Ocotillo Wells retreat delivers what riders actually need: access, storage, flexibility, and the freedom to ride straight from your own property. Whether you’re building a dedicated ORV headquarters, a weekend adrenaline escape, or a multi-family desert compound, this property is ready for the next adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Borrego Springs High SchoolGrades 9-1217.9 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,356 sqft

Property

Details

  • Parcel number: 2532203200
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Desert

Lot

  • Lot size: 5 Acres
  • Features: Desert Back

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$332$3,984
Property Taxes $628$7,536
Electricity $505$6,062
Total$5,004$60,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,565/yr
40% on housing$150,120/yr
45% on housing$133,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$182
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listed for sale$850,000
2005-09-20Sold$125,000

For Sale by Agent

AgentKatherine King
BrokerageColdwell Banker Borrego

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