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808 Palaro Dr, Encinitas, CA, 92024

4beds
3baths
2,553sqft
$2,995,000
$1,173price/sqft
$18,910/moest. monthly cost
$756,400/yrincome needed

About This Home

The Palaro Compound | A Private Coastal Sanctuary: Set on a fenced, lush quarter-acre corner lot, this 2,553 sq. ft. masterwork pairs "old school" Leucadia soul with modern custom finishes. Artisanal interiors showcase rich engineered hardwood, archways, decorative beams, and a wood-burning fireplace designed for effortless indoor-outdoor living. The Balinese-inspired resort grounds feature a secluded spa, outdoor shower, dining area, covered fire-pit lounge, and quiet garden nooks to unwind. Adding immense value, a permitted, soundproofed 1 BD / 1 BA ADU offers a private entrance, patio, and 2 dedicated parking spaces. Tucked away for privacy yet minutes from everything Encinitas offers, this home includes paid solar, an oversized driveway for Sprinter/RV parking, and easy I-5 access. Enjoy walking distance to Capri Elementary, with quick access to the surf at Swami’s and Moonlight Beach, plus all that the Highway 101 corridor has to offer.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Capri Elementary SchoolGrades K-60.4 mi
9/10
Diegueno Middle SchoolGrades 7-83.4 mi
9/10

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: None

Features

  • Bedroom on Main Level
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,553 sqft

Property

Details

  • Parcel number: 2541627100
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: west side ground floor
  • Pool features: None
  • Has view: Yes

Lot

  • Lot size: 0.26 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$396$4,752
Property Taxes $2,823$33,876
Electricity $547$6,569
Total$18,910$226,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$648,342/yr
40% on housing$567,300/yr
45% on housing$504,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,173This listing

vs Other Active Listings

Avg $/sqft

ZIP 92024$916
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92024$935
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$2,995,000
2026-01-11Listing removed$7,750
2025-12-29Listed for rent$7,750
2016-08-18Sold$1,150,000
1996-07-09Sold$227,000
1996-05-23Sold$15,100

For Sale by Agent

AgentKevin Roche
BrokerageCompass

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