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330 Neptune Ave, Encinitas, CA, 92024

3beds
3baths
2,217sqft
$4,999,000
$2,255price/sqft
$30,987/moest. monthly cost
$1,239,480/yrincome needed

About This Home

Perched dramatically on the bluff above Stone Steps Beach, this award-winning oceanfront architectural masterpiece offers commanding, unobstructed panoramic views of the Pacific Ocean and coastline from one of Encinitas’ most coveted streets. Designed by renowned architect Steven Lombardi and entirely rebuilt to custom specifications, the residence embodies the ultimate Southern California coastal lifestyle with seamless indoor-outdoor living and extraordinary attention to detail throughout. Spanning approximately 2,217 square feet, the home features three bedrooms plus an optional space, three baths, and a two-car garage, along with owned solar. A striking blend of natural woods, metals, stone, and expansive glass defines the architecture, creating a light-filled, airy environment that frames ocean views from multiple vantage points. Skylights, oversized windows, and disappearing glass doors allow natural light to filter throughout the home while capturing the ever-changing seascape. The heart of the home is the dramatic great room, where raised Douglas Fir ceilings, a custom gas fireplace, and pocket doors open effortlessly to an ocean-view terrace. Perfect for entertaining or soaking in sunsets, whitewater views, and the sound of the surf. The gourmet kitchen is clad in professional-grade appliances, poured and polished concrete countertops, Douglas Fir cabinetry, natural stone accents, and caramelized bamboo flooring. Designed as a private coastal retreat, the residence includes spa-inspired amenities such as a private day spa with waterfall jacuzzi, infrared sauna, and outdoor shower. The primary suite features poured-in-place concrete floors with radiant heating, while the primary bath is finished with green natural quartzite flooring and limestone shower surrounds. Crowning the home is a private rooftop “bird’s nest” studio and bluff-top view deck, offering breathtaking 360-degree panoramas that make you feel as though you’re floating above the Pacific Ocean; a true grand finale to this exceptional property. Located oceanfront and adjacent to Stone Steps Beach access, with Moonlight Beach, restaurants, shops, and the vibrant coastal village of Encinitas just moments away, this one-of-a-kind residence delivers an unmatched blend of architectural distinction, luxury, and location. A rare opportunity to own a timeless, design-forward home where every day feels like a seaside escape.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
Diegueno Middle SchoolGrades 7-83.4 mi
9/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Other/Remarks
  • Construction materials: Metal,Stucco,Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garage Door Opener,Microwave,Pool/Spa/Equipment,Refrigerator,Solar Panels,Vacuum/Central,Washer,Built In Range,Continuous Clean Oven,Freezer,Gas Oven,Gas Stove,Ice Maker,Recirculated Exhaust Fan,Gas Range,Counter Top,Gas Cooking
  • Laundry features: Electric,Gas,Washer Hookup,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Zoned Areas,Forced Air Unit
  • Cooling features: Central Forced Air,Zoned Area(s),Electric

Interior Area

  • Total structure area: 2,217
  • Total interior livable area: 2,217 sqft

Property

Details

  • Parcel number: 2563520100

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Fencing: Full,Gate

Lot

  • Lot size: 4,784 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Direct Garage Access,Garage - Side Entry,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,277$303,324
Home Insurance *$661$7,932
Property Taxes $4,574$54,888
Electricity $475$5,704
Total$30,987$371,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,062,411/yr
40% on housing$929,610/yr
45% on housing$826,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,255This listing

vs Other Active Listings

Avg $/sqft

ZIP 92024$905
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92024$935
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$4,999,000
2026-07-11Price change$4,999,000
2026-01-17Listing removed$28,500
2025-12-08Listed for rent$28,500
2025-11-11Listed for sale$6,195,000
2025-10-07Pending sale$6,195,000
2025-09-09Price change$6,195,000
2025-03-25Price change$5,950,000
2025-03-24Listed for sale$6,495,000
2025-03-15Pending sale$6,495,000
2025-01-16Listed for sale$6,495,000
2020-06-24Sold$4,100,000
2020-06-02Pending sale$4,495,000
2020-05-01Listed for sale$4,495,000
2016-07-29Sold$3,700,000
2016-05-20Listed for sale$3,995,000
2010-11-19Sold$2,600,000
2009-11-24Listing removed$4,200,000
2009-08-01Listed for sale$4,200,000
2002-06-18Sold$1,190,000
1996-09-25Sold$500,000
1994-05-25Sold$480,000
1994-01-06Sold$436,500

For Sale by Agent

AgentEric Iantorno
BrokerageCompass

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