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545 Miriam St, Mendota Heights, MN, 55118

3beds
2baths
1,246sqft
$325,000
$261price/sqft
$2,301/moest. monthly cost
$92,040/yrincome needed

About This Home

Some houses feel like home the moment you walk through the door, and this one has held that feeling since 1956. The built-in cabinets in the dining room, the hardwood floors, the brick fireplace in the living room: these are the details that give this home its warmth. Driving down the tree-lined neighborhood streets and up the long driveway, you know you’ve found something special. As you step inside, you’re welcomed by the natural light pouring in from the large picture window in the living room, and walking through the main level, you see the rich history of this home, along with the amazing potential to make it your own. Just off the dining area and living room, the kitchen features granite counters, under-cabinet lights with a remote, and a comfortable eat-in area. Three bedrooms (all with wood floors) and a full bath round out the main level. The lower level is wide open, unfinished, and full of potential. With so much space and a half bathroom already there, you have a tremendous opportunity to build equity and design it exactly how you want. Add bedrooms, a family room, gym, home theater, office, pickleball court (okay… that may go poorly, especially for lob shots)… whatever your HGTV dreams are made of. Just imagine the possibilities. Then there’s the yard: beautifully treed and nearly 1/3 of an acre, with plenty of space for gardening, entertaining, or just relaxing outside on a beautiful day. There is a 2-stall detached garage; new gutters were just installed, the furnace was new in 2025, and the windows were replaced in 2010. Tucked into one of Mendota Heights' most established neighborhoods, you're just minutes from Ivy Hills Park, Pickerel Lake, the Brickyard Trail, Cherokee Regional Park, the Mississippi River, and Somerset Country Club. Homes with this kind of character, in a setting like this, are worth waiting for. Fortunately for you, your opportunity just arrived. Welcome home!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
4/10
Heritage Middle SchoolGrades 5-81.0 mi
6/10
Two Rivers High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Block,Full,Sump Basket,Sump Pump,Unfinished

Bathroom

  • Level: Main
  • Area: 71.5
  • Dimensions: 6.5 x 11

Bathroom

  • Level: Lower
  • Area: 27.5
  • Dimensions: 5.5 x 5

Bedroom

  • Level: Main
  • Area: 126
  • Dimensions: 12 x 10.5

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Main
  • Area: 94.5
  • Dimensions: 9 x 10.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 103.5
  • Dimensions: 9 x 11.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,246

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,492
  • Total interior livable area: 1,246 sqft

Kitchen

  • Level: Main
  • Area: 159.5
  • Dimensions: 14.5 x 11

Living Room

  • Level: Main
  • Area: 246
  • Dimensions: 20.5 x 12

Patio

  • Level: Main
  • Area: 80
  • Dimensions: 10 x 8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 273130002080
  • Zoning description: Residential-Single Family
  • Foundation area: 1246

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial,Wood

Lot

  • Lot size: 0.31 Acres
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 97 x 80 x 40 x 117 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$239$2,868
Property Taxes $249$2,988
Electricity $170$2,050
Total$2,301$27,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,891/yr
40% on housing$69,030/yr
45% on housing$61,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 55118$222
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55118$196
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$325,000
2026-08-06Listing removed$325,000
2026-07-31Listed for sale$325,000
1998-10-02Sold$120,000

For Sale by Agent

AgentThe Fiorella Group
BrokerageRE/MAX Results

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