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1044 Arcadia Rd, Encinitas, CA, 92024

4beds
3baths
2,012sqft
$2,597,995
$1,291price/sqft
$16,239/moest. monthly cost
$649,560/yrincome needed

About This Home

Experience coastal living at its finest in this truly one-of-a-kind property. Thoughtfully designed with a reverse floor plan, this home features four bedrooms on the lower level, while the upper level is dedicated to the main living areas—perfectly positioned to capture breathtaking ocean views........ The light-filled upper floor boasts an open-concept kitchen and living space that flows seamlessly onto a generous balcony, where you can take in sweeping, panoramic views of the coastline—an unforgettable backdrop that must be seen in person........ Step outside to a resort-style backyard that has been fully customized to elevate outdoor living. Enjoy a sparkling pool/spa accented by glowing fountains, putting green, mature fruit trees, and an expansive patio ideal for entertaining or relaxing in style........ Ideally located with easy freeway access and just minutes from the beach, top-rated schools, and the vibrant shops and dining of Downtown Encinitas, this exceptional home offers the perfect blend of luxury, comfort, and convenience........

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
7/10
Oak Crest Middle SchoolGrades 7-80.8 mi
9/10

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Barbecue,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down,Main Level Primary
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,012 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 2582733200
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Has view: Yes
  • View description: Ocean,Panoramic
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 9,300 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,136$157,632
Home Insurance *$343$4,116
Property Taxes $2,329$27,948
Electricity $431$5,177
Total$16,239$194,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$556,765/yr
40% on housing$487,170/yr
45% on housing$433,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,291This listing

vs Other Active Listings

Avg $/sqft

ZIP 92024$914
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92024$935
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$2,699,000
2026-03-28Listed for sale$2,749,000
2018-05-04Sold$1,450,000
2018-03-30Listed for sale$1,499,900
2014-06-04Sold$650,000
2013-05-06Sold$1,450,000

For Sale by Agent

AgentGregory Godwin
BrokerageRealty Source, Inc

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