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1996 Ursina Pl, Encinitas, CA, 92024

3beds
2baths
1,056sqft
$975,000
$923price/sqft
$6,447/moest. monthly cost
$257,880/yrincome needed

About This Home

Beautifully remodeled and move-in ready, single-story home nestled in one of the most private locations, tucked away at the end of a quiet cul-de-sac and surrounded by lush greenery. Located in the highly sought-after 55+ community of High Country Villas in Encinitas. Residents enjoy an active lifestyle with two pools, pickleball, bocce ball, a clubhouse, scenic walking trails, a 9-hole golf course and a full calendar of social activities, fitness classes and events. The bright open interior features luxury vinyl plank flooring, fresh interior paint, abundant natural light, and a brand-new energy-efficient mini-split HVAC system providing heating and air conditioning. The remodeled kitchen offers updated cabinetry, quartz countertops, and brand-new stainless steel appliances. Both bathrooms have been updated with new vanities, lighting, plumbing fixtures, and mirrors. The spacious primary suite opens to a private patio, creating the perfect place to enjoy your morning coffee, relax at the end of the day or plant a garden. Enjoy both a welcoming front courtyard and a secluded rear patio, providing wonderful indoor-outdoor living. This beautifully remodeled home offers 1,056 square feet with vaulted ceilings and is currently configured as a spacious two-bedroom with a versatile den/office that can easily be converted back to a three-bedroom. The home includes a one-car garage and an additional dedicated parking space. All of this just minutes from world-class beaches, shopping, dining, and everything coastal Encinitas has to offer, this exceptional home combines privacy, comfort, and convenience in one of North County's most desirable 55+ communities.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Oak Crest Middle SchoolGrades 7-81.1 mi
9/10

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Dual

Features

  • All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,056 sqft

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 2592223357
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: side
  • Pool features: Community,Heated,In Ground,Association
  • Has view: Yes
  • View description: Park/Greenbelt,Trees/Woods

Lot

  • Lot size: 20.89 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$129$1,548
Property Taxes $990$11,880
Electricity $398$4,786
Total$6,447$77,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,040/yr
40% on housing$193,410/yr
45% on housing$171,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$923This listing

vs Other Active Listings

Avg $/sqft

ZIP 92024$922
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92024$935
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$975,000
2013-09-16Sold$459,000
2012-03-09Sold$287,500
2012-01-11Listed for sale$305,000
2001-05-04Sold$245,000

For Sale by Agent

AgentSue Sherry
BrokerageLink Brokerages, Inc.

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