156 Cerro St, Encinitas, CA, 92024
About This Home
Welcome to 156 Cerro Street, an exceptional opportunity to enjoy the laid-back coastal lifestyle that makes Encinitas one of Southern California’s most desirable communities. Ideally located in an established neighborhood, this inviting home offers the perfect combination of location, lifestyle, and potential. Designed for effortless indoor-outdoor living, the property features comfortable, light-filled living spaces that flow naturally to the outdoors—ideal for entertaining, relaxing in the sunshine, or enjoying cool coastal evenings. The private yard provides plenty of room to create your own personal retreat, whether you envision lush gardens, a new pool, outdoor dining, a play area, or additional entertaining space. The yard is large enough to add an ADU if you wish and still have plenty of room. What truly sets this home apart is its Encinitas location. Enjoy convenient access to the beaches, vibrant downtown Encinitas, neighborhood parks, shopping, dining, and highly regarded local schools—all while coming home to a peaceful residential setting. Newer energy-efficient heating and cooling. Low-water landscaping. Paid-off solar, no HOA, and no Mello Roos. A home that's truly move-in ready, in a neighborhood people never want to leave.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Tile/Clay
- Construction materials: Wood/Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Solar Panels,Washer,Freezer,Electric Cooking,Gas Water Heater
- Laundry features: Electric
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Linoleum/Vinyl
- Number of fireplaces: 1
- Fireplace features: Bonus Room
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,836
- Total interior livable area: 1,836 sqft
Property
Details
- Parcel number: 2593301000
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Features
- Levels: Split Level
- Pool features: N/K
- Fencing: Full,Wood
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $1,788 | $21,456 |
| Electricity | $398 | $4,786 |
| Total | $12,304 | $147,648 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Listed for sale | $1,895,000 |
| 2026-08-11 | Listing removed | $1,950,000 |
| 2026-07-30 | Listed for sale | $1,950,000 |
| 2024-06-06 | Listing removed | -- |
| 2024-05-16 | Price change | $6,300 |
| 2022-11-04 | Listed for rent | $6,500 |
| 2022-10-27 | Sold | $1,400,000 |
| 2022-10-08 | Pending sale | $1,445,000 |
| 2022-10-06 | Price change | $1,445,000 |
| 2022-09-15 | Price change | $1,499,000 |
| 2022-09-03 | Price change | $1,549,900 |
| 2022-08-10 | Listed for sale | $1,599,900 |
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