16531 Zumaque, Rancho Santa Fe, CA, 92067
About This Home
Set on 2.51 elevated view acres in the exclusive Covenant of Rancho Santa Fe, this custom-built 2009 estate has been recently refreshed and showcases 4,523 sq. ft. of beautifully scaled single-level living. Designed for both grand entertaining and everyday enjoyment, the home features soaring ceilings, an open flowing floor plan, and seamless indoor/outdoor living. The great room, with its stone-clad fireplace, lift-and-slide doors, and beverage bar, opens to the chef’s kitchen complete with a sun-filled breakfast area, copper sink, and bar seating. Additional highlights include a formal dining room, artisan-crafted office/library, secondary office, and a powder room. The luxurious primary suite offers a cozy fireplace, spa-inspired bath, and a generous custom-appointed dressing room. Three additional bedroom suites provide comfort for family or guests. Outdoor living is unrivaled, with a magnificent covered living/dining room and fireplace overlooking the resort-style pool and spa, outdoor shower, and expansive lounge areas—perfect for taking in the sweeping, peaceful views. Additional features include: wood and travertine flooring, whole-house and pool solar, raised-bed vegetable gardens, extensive chicken coop housing, gated entry and cul-de-sac location, garaging for 3 cars. Close to equestrian trails, the RSF Village, Golf and Tennis Clubs, and award-winning Roger Rowe schools, this estate blends elegance, comfort, and convenience in one of Rancho Santa Fe’s most coveted settings. Set on 2.51 elevated view acres in the exclusive Covenant of Rancho Santa Fe, this custom-built 2009 estate has been recently refreshed and showcases 4,523 sq. ft. of beautifully scaled single-level living. Designed for both grand entertaining and everyday enjoyment, the home features soaring ceilings, an open flowing floor plan, and seamless indoor/outdoor living. The great room, with its stone-clad fireplace, lift-and-slide doors, and beverage bar, opens to the chef’s kitchen complete with a sun-filled breakfast area, copper sink, and bar seating. Additional highlights include a formal dining room, artisan-crafted office/library, secondary office, and a powder room. The luxurious primary suite offers a cozy fireplace, spa-inspired bath, and a generous custom-appointed dressing room. Three additional bedroom suites provide comfort for family or guests. Outdoor living is unrivaled, with a magnificent covered living/dining room and fireplace overlooking the resort-style pool and spa, outdoor shower, and expansive lounge areas—perfect for taking in the sweeping, peaceful views. Additional features include: wood and travertine flooring, whole-house and pool solar, raised-bed vegetable gardens, extensive chicken coop housing, gated entry and cul-de-sac location, garaging for 3 cars. Close to equestrian trails, the RSF Village, Golf and Tennis Clubs, and award-winning Roger Rowe schools, this estate blends elegance, comfort, and convenience in one of Rancho Santa Fe’s most coveted settings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Roof: Tile/Clay
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Garage Door Opener,Refrigerator,Solar Panels,Built In Range,Barbecue
- Laundry features: Electric,Other/Remarks
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 3
- Fireplace features: FP in Family Room,FP in Primary BR,Patio/Outdoors
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 4,523
- Total interior livable area: 4,523 sqft
Property
Details
- Parcel number: 2690902000
Features
- Levels: 1 Story
- Pool features: Below Ground,Solar Heat,Heated
- Fencing: Partial
- Has view: Yes
- View description: Evening Lights,Panoramic
Lot
- Lot size: 2.51 Acres
Parking
- Total spaces: 8
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,729 | $272,748 |
| Home Insurance * | $888 | $10,656 |
| Property Taxes | $4,032 | $48,384 |
| Electricity | $969 | $11,638 |
| Total | $28,618 | $343,416 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-29 | Price change | $4,888,000 |
| 2026-02-18 | Price change | $4,995,000 |
| 2025-11-13 | Listed for sale | $5,350,000 |
| 2025-06-20 | Listing removed | $25,000 |
| 2025-06-13 | Listed for rent | $25,000 |
| 1996-03-25 | Sold | $630,000 |
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