12550 Shropshire Ln, San Diego, CA, 92128
About This Home
Welcome to 12550 Shropshire Ln, offering 2,761 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms. Thoughtfully designed for both everyday living. This home features soaring vaulted ceilings that create an open, airy feel throughout the main living areas and continue into the spacious primary suite. A highly desirable first-floor bedroom and full bathroom provide the perfect setup for guests, multi-generational living, or a home office. Additional features include central HVAC, an included washer and dryer, EV charger, usable attic storage, a 2-car garage, and two additional driveway parking spaces. The low-maintenance backyard offers an ideal space to relax or entertain without the upkeep. Residents enjoy access to the renowned Rancho Bernardo Swim and Tennis Club, featuring pools, tennis courts, fitness amenities, and year-round community activities. Conveniently located just 1 mile from Interstate 15, the home offers easy commuting while remaining close to shopping, dining, parks, and everyday conveniences. Families will appreciate its location near highly regarded schools including Chaparral Elementary School, Bernardo Heights Middle School, and Rancho Bernardo High School, making this an exceptional opportunity in one of Rancho Bernardo's most sought-after neighborhoods.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Electric Oven,Electric Stove
- Laundry features: Electric
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Other/Remarks
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 2,761
- Total interior livable area: 2,761 sqft
Property
Details
- Parcel number: 2725001800
Features
- Levels: 2 Story
- Pool features: Community/Common
- Fencing: N/K
Lot
- Lot size: 5,802 sqft
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,080 | $96,960 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $1,563 | $18,756 |
| Electricity | $592 | $7,104 |
| Total | $10,532 | $126,384 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $1,548,000 |
| 2026-07-23 | Listed for sale | $1,598,000 |
| 2007-04-27 | Sold | $755,000 |
| 1998-06-22 | Sold | $328,000 |
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