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17940 Avenida Alozdra, San Diego, CA, 92128

2beds
2baths
1,328sqft
$720,000
$542price/sqft
$5,273/moest. monthly cost
$210,920/yrincome needed

About This Home

INCREDIBLE OPPORTUNITY AT THIS NEW PRICE! Located in the desirable 55+ Oaks North Villas community of Rancho Bernardo, this well-cared-for home has been cherished by long-time owners and offers a wonderful opportunity to add your own personal touches. Offering 1,328 sq ft, features include spacious bedrooms, newer carpet, stainless steel appliances, vaulted ceilings with skylights, interior laundry, and an attached 1-car garage. Enjoy both an inviting gated courtyard and a private rear patio with peaceful tree-lined views. Oaks North residents enjoy resort-style amenities including a pool, tennis, pickleball, fitness center, and vibrant social clubs. Nestled within the highly sought-after 55+ Oaks North Villas community of Rancho Bernardo, this charming single-level 2BD/2BA residence has been lovingly cared for by long-time owners and offers a wonderful opportunity to create your own updated vision. Offering 1,328 sq ft of comfortable living space, the home blends timeless character with everyday comfort and convenience. Vaulted ceilings and skylights fill the interior with natural light, while spacious bedrooms, newer carpet, stainless steel appliances, interior laundry, and an attached 1-car garage enhance the home’s appeal. Step outside to enjoy a welcoming gated courtyard and a serene private rear patio surrounded by mature trees — perfect for relaxing mornings or quiet evening gatherings. Residents of Oaks North enjoy an exceptional lifestyle with access to resort-style amenities including a pool, tennis and pickleball courts, fitness center, and an active social community.

Getting Around

25
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Washer,Free Standing Range
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Property

Details

  • Parcel number: 2726801018

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: Community/Common
  • Fencing: Stucco Wall

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$134$1,608
Property Taxes $1,101$13,212
Electricity $398$4,786
Total$5,273$63,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,788/yr
40% on housing$158,190/yr
45% on housing$140,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$479
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$720,000
2026-05-28Listed for sale$750,000

For Sale by Agent

AgentLisa A Lindgren
BrokerageJ Goodridge Real Estate

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