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13025 Avenida Marbella, San Diego, CA, 92128

2beds
2baths
1,738sqft
$949,000
$546price/sqft
$6,346/moest. monthly cost
$253,840/yrincome needed

About This Home

Located on a quiet street, with wonderful westerly views, this spacious Marbella home in the desirable Oaks North 55+ community features 2-bedrooms with an optional third bedroom, 2-bathrooms and 1,738 sq. ft. of thoughtfully designed living space with a generous, open floor plan ideal for both everyday living and entertaining. The single level floor plan includes two main living areas, both with vaulted ceilings, a separate dining room, and a large primary bedroom. Enjoy wonderful westerly views from numerous rooms. Step outside to a large backyard, where peaceful views provide a beautiful backdrop for morning coffee, outdoor dining, or relaxing evenings enjoying the truly amazing sunsets! The second bedroom and bath are well suited for guests, a home office, or flexible living needs. Oaks North Community Center amenities are an added bonus. Residents enjoy the benefits of a welcoming neighborhood known for its quiet streets, scenic surroundings, and sense of community, with nearby parks, walking paths, shopping, dining, and local amenities just minutes away. This home offers the perfect blend of space, comfort, and lifestyle in a setting you’ll be proud to call home. **NEW ROOF was completed in 2023

Getting Around

40
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,738 sqft

Master Bedroom

  • Features: Primary Suite

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 2727112200
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 6,460 sqft
  • Features: Back Yard,Front Yard,Landscaped,Level,Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$176$2,112
Property Taxes $974$11,688
Electricity $398$4,786
Total$6,346$76,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,577/yr
40% on housing$190,380/yr
45% on housing$169,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$546This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$478
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$969,000
2026-03-26Price change$979,000
2026-02-18Price change$989,000
2026-01-08Listed for sale$999,000
2025-10-13Listing removed$949,900
2025-04-12Listed for sale$949,900
2020-08-26Sold$635,000
2020-07-16Pending sale$669,000
2020-07-03Price change$669,000
2020-06-19Listed for sale$689,000
2005-09-15Sold$595,000

For Sale by Agent

AgentSteve Richards
BrokerageHomeSmart Realty West

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