16749 Obispo Ln, San Diego, CA, 92128
About This Home
Enjoy breathtaking western mountain views from this beautifully updated single-story home, ideally situated on a quiet cul-de-sac in the desirable Seven Oaks 55+ community. Filled with natural light, the open-concept floor plan features a spacious living room with expansive windows that frame the stunning scenery. The remodeled kitchen offers stainless steel appliances, generous counter space, and flows seamlessly into the main living areas, perfect for both everyday living and entertaining. Two spacious bedrooms provide comfortable accommodations, while the renovated primary bathroom is both functional and pretty. Step outside and soak in panoramic views that stretch for miles, or take a short stroll to the Seven Oaks Community Center, where you'll enjoy a pool, pickleball and tennis courts, fitness classes, social activities, and more. Conveniently located near shopping, restaurants, golf, and everyday amenities, this is the perfect place to enjoy the best of North County living.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Counter Top,Gas Water Heater
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Vinyl Tile
- Fireplace features: N/K
- Common walls with other units/homes: Detached
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,386
- Total interior livable area: 1,386 sqft
Property
Details
- Parcel number: 2742503500
Features
- Levels: 1 Story
- Pool features: Community/Common
- Patio & porch: Covered
- Fencing: N/K
- Has view: Yes
- View description: Mountains/Hills
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,449 | $53,388 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $908 | $10,896 |
| Electricity | $398 | $4,786 |
| Total | $5,918 | $71,016 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $880,000 |
| 2025-06-01 | Listing removed | $3,650 |
| 2025-05-15 | Price change | $3,650 |
| 2025-05-02 | Price change | $3,850 |
| 2025-04-16 | Listed for rent | $3,950 |
| 2021-03-24 | Listing removed | -- |
| 2015-02-25 | Sold | $444,000 |
| 2014-09-01 | Price change | $469,000 |
| 2014-07-27 | Listed for sale | $489,000 |
| 2010-11-24 | Sold | $363,500 |
| 2010-08-24 | Price change | $369,000 |
| 2010-07-21 | Listed for sale | $449,000 |
| 2005-06-20 | Sold | $470,000 |
| 2004-08-02 | Sold | $383,500 |
View on Zillow