12118 Obispo Rd, San Diego, CA, 92128
About This Home
Prime location in Rancho Bernardo’s desirable 55+ Seven Oaks community with a wide driveway, spacious backyard, and beautiful mountain and hillside views. This 2-bedroom, 2-bath home features remodeled bathrooms, updated windows with shutters, two separate living areas, a bright sunroom, and a cozy fireplace. Enjoy a low-maintenance backyard with turf and a putting green, plus access to Seven Oaks’ community center, pool, fitness center, clubs, and activities.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Built In Range,Ice Maker,Counter Top,Electric Cooking,Gas Water Heater
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
- Common walls with other units/homes: No Unit Above or Below
Heating & Cooling
- Heating features: Fireplace,Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,510
- Total interior livable area: 1,510 sqft
Property
Details
- Parcel number: 2742703000
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
- Special condition: Call Agent
Features
- Levels: 1 Story
- Pool features: Community/Common
- Patio & porch: Covered
- Spa features: Community/Common
- Fencing: Partial
- Has view: Yes
- View description: City,Evening Lights,Mountains/Hills
- Frontage type: Open Space
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 71 x 118
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $920 | $11,040 |
| Electricity | $398 | $4,786 |
| Total | $5,905 | $70,860 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $875,000 |
| 2026-07-04 | Price change | $875,000 |
| 2026-06-01 | Price change | $895,000 |
| 2026-05-29 | Listed for sale | $865,000 |
| 2025-06-25 | Sold | $765,000 |
| 2025-06-13 | Pending sale | $775,000 |
| 2025-06-05 | Listed for sale | $775,000 |
| 2011-08-02 | Listing removed | $339,000 |
| 2010-12-30 | Sold | $339,000 |
| 2010-10-20 | Listed for sale | $339,000 |
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