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12415 Horado Rd, San Diego, CA, 92128

2beds
2baths
1,402sqft
$935,000
$667price/sqft
$6,239/moest. monthly cost
$249,560/yrincome needed

About This Home

If you are looking in the Seven Oaks area this is the ONE to see. Fully Remodeled, Move-In Ready Home in 55+ Seven Oaks Community – Close to Golf, Shopping & many amenities included with a large pool and clubhouse. Lots of activities and wonderful sense of community. This completely remodeled, single-story detached home is a true gem, featuring a spacious open-concept living room and kitchen designed for modern living. Enjoy turnkey convenience in a meticulously maintained setting, with a large fenced yard perfect for relaxation and entertaining. Ideal for gatherings and everyday comfort. Single-Story Living: No stairs, perfect for easy access and convenience. Large Fenced Yard: Privacy and space for pets and outdoor activities. Full-Size Two-Car Garage: Plenty of parking and storage. Custom Bathrooms: The primary bathroom boasts a spacious shower with a built-in bench, dual shower heads, and a Bluetooth speaker system for ultimate luxury. Prime Location: Close to the community pool and clubhouse—plus, enjoy access to a full-service woodshop, pottery/craft room, exercise classes, and pickleball courts. Golf, Dining & Shopping: Minutes from multiple golf courses, top-rated restaurants, and premier shopping destinations. Seven Oaks 55+ Community Amenities: •Huge Community Pool •Exercise Classes •Pickleball Courts •Full-Service Woodshop •Pottery and Craft Room This home is priced to sell quickly—don’t miss your chance! Experience the best of active adult living in a beautifully updated, move-in ready home. Washer and Dryer and Frig included.

Getting Around

30
WalkingCar-Dependent
24
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Range/Stove Hood,Gas Range
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,402
  • Total interior livable area: 1,402 sqft

Property

Details

  • Parcel number: 2743303600
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: 1 Story
  • Pool features: Below Ground,Community/Common,Exercise
  • Fencing: Full

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,727$56,724
Home Insurance *$174$2,088
Property Taxes $940$11,280
Electricity $398$4,786
Total$6,239$74,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,908/yr
40% on housing$187,170/yr
45% on housing$166,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$478
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$935,000
2025-07-08Listing removed$930,000
2025-05-09Price change$930,000
2025-04-04Listed for sale$949,500
2023-02-02Sold$872,000
2023-01-19Pending sale$887,500
2022-12-17Price change$887,500
2022-10-06Listed for sale$897,500
2022-04-12Sold$670,000
2003-01-30Sold$307,000
2001-08-30Sold$232,000

For Sale by Agent

AgentChris Toogood
BrokerageToogood Realty

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