12554 Nacido Dr, San Diego, CA, 92128
About This Home
Welcome to this spacious and well-maintained single-story home in the highly sought-after 55+ Seven Oaks community. Offering 1,770 square feet of comfortable living space, this 2-bedroom, 2-bath residence features a functional floor plan designed for both everyday living and effortless entertaining. Inside, you'll find generously sized living areas creating a warm and inviting atmosphere. The thoughtful layout provides ample space to relax, host guests, or customize to fit your lifestyle. The den can be converted into a 3rd bedroom! Step outside to enjoy the fully fenced, private backyard complete with beautiful views a covered patio—an ideal setting for morning coffee, outdoor dining, or simply unwinding in your own peaceful retreat. The attached 2-car garage offers plenty of parking and additional storage. Located in the desirable Seven Oaks community, residents enjoy access to exceptional amenities, including a clubhouse, swimming pool, fitness center, pickleball and shuffleboard courts, social clubs, and a variety of planned activities. Conveniently situated near golf courses, shopping, dining, medical facilities, and easy freeway access, this home offers the perfect combination of comfort, privacy, and an active lifestyle in one of North County San Diego's most established 55+ neighborhoods.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer,Freezer,Counter Top
- Laundry features: Gas & Electric Dryer HU
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,770
- Total interior livable area: 1,770 sqft
Property
Details
- Parcel number: 2744351400
Features
- Levels: 1 Story
- Stories: 1
- Pool features: Community/Common
- Patio & porch: Covered
- Fencing: Full
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $1,061 | $12,732 |
| Electricity | $398 | $4,786 |
| Total | $6,308 | $75,696 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $925,000 |
| 2012-06-27 | Sold | $409,000 |
| 2012-05-30 | Listed for sale | $409,000 |
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