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16238 Avenida Venusto Unit E, San Diego, CA, 92128

3beds
2baths
1,311sqft
$648,000
$494price/sqft
$4,401/moest. monthly cost
$176,040/yrincome needed

About This Home

Welcome to this beautifully updated top-level, single-story condo in the highly desirable Mira La Paz community of Rancho Bernardo! Enjoy exceptional privacy with no common walls shared with neighbors and take in the awesome mountain views from your private balcony. This light-filled home features an open and airy floor plan with abundant natural light, vaulted ceilings, and a comfortable living space perfect for everyday living and entertaining. Fresh interior paint, a one-year-old HVAC system, brand new dual-pane no-grid windows, and a beautifully remodeled primary bath shower add modern comfort and style throughout the home. This property also offers the convenience of a detached two-car garage plus two additional driveway parking spaces. HOA covers water, trash, cable, internet, common area maintenance, and exterior landscaping, while also including membership to the renowned Bernardo Heights Clubhouse featuring heated pools, spa, fitness center, tennis courts, pickleball courts, and more. Ideally located close to shopping, dining, golf courses, parks, and easy freeway access, and just minutes from Rancho Bernardo High School, this home offers the perfect blend of comfort, convenience, and resort-style living in the heart of Rancho Bernardo.

Getting Around

21
WalkingCar-Dependent
33
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Washer,Electric Range,Electric Stove,Freezer,Counter Top,Electric Cooking
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit,Heat Pump
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,311
  • Total interior livable area: 1,311 sqft

Property

Details

  • Parcel number: 2748201143

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,276$39,312
Home Insurance *$120$1,440
Property Taxes $607$7,284
Electricity $398$4,786
Total$4,401$52,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,891/yr
40% on housing$132,030/yr
45% on housing$117,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$494This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$479
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$688,000
2016-08-25Sold$412,000

For Sale by Agent

AgentYan Pang
BrokerageSunrise Investment International

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