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16211 Highland Valley Rd, Ramona, CA, 92065

2beds
2baths
2,361sqft
$1,285,000
$544price/sqft
$8,568/moest. monthly cost
$342,720/yrincome needed

About This Home

Discover the pinnacle of California ranch living in the prestigious West End of Ramona. Set upon 10.1 pristine acres within the coveted Highland Valley Vineyard area, this upgraded Spanish Mission-style estate offers a rare blend of professional-grade equestrian facilities and sophisticated vineyard-country charm. Zoned A72 (Animal Designation O), this property is a turnkey sanctuary for the serious equestrian or the aspiring vintner. Wrapped in authentic architectural details, the main home features a dual-master configuration designed for privacy and luxury. Perfect for multi-generational living or rental income, the 420 sq. ft. guest house is nestled within the fenced compound. It features a Queen bedroom with built-in cabinetry, a kitchenette, and a private pergola-covered dining area. The Courtyard: Arched wrought iron gates lead to a tranquil interior courtyard with a sheltered daybed and lush gardens. Star-Gazer’s Patio: An outdoor BBQ area with a fire pit and deck, positioned to capture unparalleled views of the neighboring Speckle Rock Winery and the surrounding mountain silhouettes. Designed for function and ease of maintenance, the equestrian footprint is expansive yet integrated: - Training Grounds: A professionally installed 50' x 80' riding arena with DG footing (jumps and poles included) and a 60' round pen. - Stabling: A 3-stall barn plus a mare motel stall and pen, with significant room for further expansion. - Infrastructure: Fully fitted tack room, roofed hay mow, and a secondary storage barn. Grand Interiors: Refinished mahogany double doors open to an expansive open-concept living and dining area, centered by a massive, architecturally significant fireplace with a heat circulation system. Gourmet Kitchen: A chef’s dream featuring double-thick quartz countertops, ash wood cabinetry with wrought iron hardware, a large farmhouse sink with designer bridge faucets, and high-end 3-year-old appliances. The island cart and copper pot rack are included. The Sunroom & Flex Space: A full-width sunroom boasts a Spanish-style fireplace, pine tongue-and-groove ceilings, and French doors leading to a Juliet balcony. An adjoining section with private egress offers versatility as a third bedroom, nursery, or executive home office. Modern Efficiency: Fully owned solar (providing electricity and hot water) and a new rooftop air exchanger for precision climate control.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
San Pasqual High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Forced air,Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,361 sqft

Property

Details

  • Parcel number: 2761006200

Features

  • Exterior features: Stucco
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 10 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,497$77,964
Home Insurance *$378$4,536
Property Taxes $1,187$14,244
Electricity $506$6,075
Total$8,568$102,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,760/yr
40% on housing$257,040/yr
45% on housing$228,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 92065$410
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92065$407
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,300,000
2022-11-02Sold$1,225,000
2022-09-21Pending sale$1,249,000
2022-09-05Listed for sale$1,249,000
2018-09-04Sold$612,000
2018-07-23Pending sale$629,000
2018-07-13Listed for sale$629,000
1995-07-11Sold$185,000

For Sale by Owner

AgentProperty Owner

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