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19270 Horizon View Dr, Ramona, CA, 92065

4beds
6baths
3,378sqft
$2,450,000
$725price/sqft
$15,986/moest. monthly cost
$639,440/yrincome needed

About This Home

Stunning single-level ESTATE on 10.55 private hilltop acres with BREATHTAKING 340° views of rolling valleys, mountains, and the Ramona countryside. Located in the HEART of the Ramona Valley WINE REGION, this exceptional property offers a rare blend of architectural elegance, resort-style living, and agricultural opportunity with an 8+ acre PRODUCING OLIVE ORCHARD. The 3,378 sq ft residence features 4 spacious bedrooms, each with its own en-suite bath and scenic views. The LUXURIOUS PRIMARY suite features a fireplace, a spa-inspired bath, and an expansive walk-in closet. A remodeled GOURMET KITCHEN showcases designer counters, a large center island, and a generous pantry, opening to the main living areas. Additional highlights include a gorgeous formal dining room, a private OFFICE with custom cabinetry, a living room with fireplace and built-ins, and a versatile BONUS ROOM ideal for a wine room, study, or playroom. La Cantina doors create seamless INDOOR-OUTDOOR LIVING, opening to a RESORT-STYLE setting with a newer (2023) Hydrazzo pool and spa, expansive paver patio, WISTERIA-COVERED PERGOLA, and a fully equipped outdoor kitchen featuring a WOOD FIRED PIZZA OVEN IMPORTED FROM ITALY, Sub-Zero refrigeration, and more. The GATED entrance and circular driveway provide a grand arrival with ample parking. The oversized 3-car garage includes epoxy floors and a convenient bath. Additional features include 2 new HVAC systems (2024), solar, backup generator, and a 10,000-gallon water tank. The A70-zoned property also includes a SMALL VINEYARD, approx. 1,800 sq ft BARN with stalls, CORRALS for farm animals. Ideally located off Hwy 78, just minutes to the San Diego Zoo Safari Park, wineries, and downtown Ramona.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Hanson Elementary SchoolGrades K-63.8 mi
4/10
7/10
Ramona High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2001

Materials

  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Barbecue,Dishwasher,Disposal,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Dual Sinks,Heated Floor,Soaking Tub,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 5
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),All Bedrooms Down,Walk-In Closet(s),Workshop
  • Fireplace features: Family Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Propane,Solar
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,378 sqft

Kitchen

  • Features: Remodeled,Updated Kitchen,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 2790211700
  • Zoning: A70
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front door
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Deck,Terrace,Wrap Around
  • Exterior features: Barbecue
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Mountain(s),Orchard,Pool,Valley

Lot

  • Lot size: 10.50 Acres
  • Features: Agricultural,Drip Irrigation/Bubblers,Orchard(s)

Parking

  • Total spaces: 18
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 15

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$720$8,640
Property Taxes $2,154$25,848
Electricity $724$8,692
Total$15,986$191,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$548,091/yr
40% on housing$479,580/yr
45% on housing$426,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$725This listing

vs Other Active Listings

Avg $/sqft

ZIP 92065$407
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92065$407
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$2,450,000
2017-04-06Sold$835,000
2017-02-25Listed for sale$829,000
2011-11-04Listing removed$489,900
2011-11-03Listed for sale$489,900
2010-12-22Sold$470,000
2010-11-13Price change$477,900
2010-10-23Price change$489,900
2010-09-25Price change$525,900
2010-09-04Listed for sale$539,900
2010-05-14Sold$472,500
2001-04-20Sold$95,000

For Sale by Agent

AgentTerri Temple
BrokerageWisdom Properties

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