316 4th St, Ramona, CA, 92065
About This Home
This beautifully remodeled 2 bedroom, 2 bathroom house is situated on a spacious .24-acre flat lot in the heart of Ramona. Every inch of this property has been thoughtfully updated with brand-new finishes throughout, offering modern style and turnkey convenience. Recent upgrades include new stucco, fresh interior and exterior paint, luxury vinyl plank flooring, quartz countertops, new cabinets, updated fixtures, and brand-new appliances — everything is completely renovated and move-in ready. The property also features a detached third bedroom, perfect for a guest room, home office, studio, or additional rental potential. With valuable commercial zoning, this unique property offers endless possibilities for residential living, business use, or a live/work setup. Ideal for entrepreneurs, investors, or anyone looking for flexibility and future potential. Conveniently located in town with ample lot space for parking, storage, or expansion opportunities. A rare turnkey property with both residential comfort and commercial versatility!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Solar Panels,Built In Range,Convection Oven
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,092
- Total interior livable area: 1,092 sqft
Property
Details
- Parcel number: 2814320900
- Zoning: COMMERCIAL
- Zoning description: COMMERCIAL
Features
- Levels: 1 Story
- Pool features: N/K
- Fencing: Full
- Frontage type: N/K
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 10
- Parking features: None Known
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,312 | $39,744 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $706 | $8,472 |
| Electricity | $398 | $4,786 |
| Total | $4,608 | $55,296 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $630,000 |
| 2026-07-17 | Price change | $655,000 |
| 2026-05-14 | Listed for sale | $659,900 |
| 2018-07-28 | Listing removed | $405,000 |
| 2018-07-26 | Pending sale | $405,000 |
| 2018-07-11 | Sold | $380,000 |
| 2018-05-26 | Price change | $405,000 |
| 2018-05-26 | Pending sale | $395,000 |
| 2018-03-27 | Price change | $395,000 |
| 2018-02-10 | Price change | $410,000 |
| 2018-01-26 | Listed for sale | $425,000 |
| 2017-05-30 | Sold | $333,000 |
| 2017-04-20 | Price change | $335,000 |
| 2017-04-06 | Listed for sale | $340,000 |
| 2007-07-24 | Sold | $304,500 |
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