1077 Montecito Way, Ramona, CA, 92065
About This Home
This 2025-remodeled California Craftsman homestead ranch is a refined blend of rustic soul and modern luxury, set on 3.28 private acres, amid dedicated grasslands and rolling pastures. The main home, guest house, workshop, barn (ideal for a tasting room), and shed create a versatile compound perfect for everyday living or income-generating use. Awaken to sweeping views of sun-drenched pastures that stretch to the horizon. The property captures the spirit of a classic working ranch while offering polished, move-in-ready comfort. Inside, the home features soaring exposed-beam ceilings, rich hand-finished reclaimed-hardwood floors, door casings and expansive windows that frame the landscape like living art. The open-concept living spaces flow into a chef-worthy kitchen with spacious preparation counters, custom reclaimed cabinetry, and a large island perfect for gathering. Thoughtful details include custom glass and stone accents, designer lighting, built-in cabinetry, subtle shiplap or corrugated metal —elevating rustic warmth into refined authentic detail. Indoor/Outdoor living is the true centerpiece. Spacious verandas or porches lead to patios or gazebos. Expansive grounds support memorable events—weddings, corporate retreats, tastings, or family celebrations—while the barn offers natural potential as a tasting room or event space. Lush vineyards (or primed space for them) add Old World charm, and the surrounding pastures and grasslands invite equestrian use, recreation, agriculture, or simply embracing wide-open freedom. Paint YOUR OWN Picture! More than a home, this is a legacy property with strong income potential through events, agritourism, or a self-sustaining lifestyle. Whether you envision private family memories or building a profitable venue, this beautifully updated ranch delivers privacy, versatility, and timeless appeal in a setting that feels worlds away yet remains conveniently connected to Ramona downtown or Poway – each is mere minutes away.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air,See Remarks
Features
- Workshop
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 2,092 sqft
Property
Details
- Parcel number: 2815203800
- Zoning: A70/S88 Animal Reg L
- Special condition: Standard
- Horse amenities: Riding Trail
Features
- Levels: One
- Stories: 1
- Entry location: Living room
- Pool features: None
- Patio & porch: Concrete,Covered,Deck,Front Porch
- Exterior features: Fire Pit
- Has view: Yes
- View description: Hills,Meadow,Panoramic,Pasture,Trees/Woods
- Horses can be raised: Yes
Lot
- Lot size: 3.28 Acres
- Features: Agricultural,Corner Lot,Horse Property,Lot Over 40000 Sqft,Level,Pasture,Rectangular Lot,Ranch,Trees
Parking
- Total spaces: 20
- Uncovered spaces: 20
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,993 | $59,916 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $913 | $10,956 |
| Electricity | $448 | $5,383 |
| Total | $6,644 | $79,728 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $987,500 |
| 2026-06-25 | Listed for sale | $1,034,990 |
| 2024-04-25 | Sold | $610,000 |
| 2024-03-26 | Pending sale | $590,000 |
| 2024-03-13 | Listed for sale | $590,000 |
| 1999-10-29 | Sold | $149,000 |
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