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1229 Anna Rose Ln, Ramona, CA, 92065

3beds
2baths
1,823sqft
$874,900
$480price/sqft
$5,975/moest. monthly cost
$239,000/yrincome needed

About This Home

It’s hard to be the nicest house on the block… but this one makes a pretty strong case. Step inside and you’ll immediately understand why. The open floor plan and soaring vaulted ceilings create an airy, welcoming feel the moment you walk through the door. A beautifully remodeled kitchen anchors the home, while brand-new flooring flows seamlessly throughout, tying every room together with a fresh, modern look. With 3 bedrooms + bonus, 2 bathrooms, and approximately 1,823 square feet of thoughtfully designed living space, this single-level home delivers both comfort and style. Outside, the possibilities open up even more. The fully fenced half-acre lot offers privacy and room to expand, complete with low-maintenance turf, attractive rock landscaping, and a covered RV parking area with full hookups—perfect for toys, trailers, or weekend adventures. All of this is tucked away on a quiet cul-de-sac in the heart of Ramona, within easy walking distance of local schools and just minutes from town amenities, parks, and the area’s popular equestrian and outdoor lifestyle. No HOA. Rural Residential zoning. Classic Ramona living with modern updates already done for you. Paid for solar with 30 panels and a Tesla battery to take electrical efficiency to another level. We’ve made our case. Now it’s your turn to be the judge. Come see 1229 Anna Rose Lane for yourself—and decide if this is the one that finally feels like home.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Hanson Elementary SchoolGrades K-61.1 mi
4/10
7/10
Ramona High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Entrance Foyer,Primary Suite
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,823 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 2823111200
  • Zoning: RR Rural Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s),None

Lot

  • Lot size: 0.50 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$257$3,084
Property Taxes $897$10,764
Electricity $398$4,786
Total$5,975$71,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,857/yr
40% on housing$179,250/yr
45% on housing$159,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 92065$411
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92065$407
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$874,900
2003-06-12Sold$385,000
2000-10-11Sold$147,000
1997-06-30Sold$175,000

For Sale by Agent

AgentPeter San Nicolas
BrokeragePeter San Nicolas, Broker

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