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722 8th St, Ramona, CA, 92065

4beds
2baths
1,560sqft
$685,000
$439price/sqft
$4,753/moest. monthly cost
$190,120/yrincome needed

About This Home

Welcome to this amazing moving ready home in the heart of Ramona!!! This spacious home features an open concept layout filled with natural light, 4 bedrooms, 2 bathrooms, no HOA, and very motivated sellers. This charming single level floor plan provides the perfect blend of functionality & easy living. The outdoor corner lot back & from yard is designed for those special gatherings with friends & family to generate long term memories. Don't let this great opportunity passed !!!!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
Ramona Elementary SchoolGrades K-60.3 mi
4/10
7/10
Ramona High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 2842142700
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 8,976 sqft
  • Features: Corner Lot,Front Yard,Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$201$2,412
Property Taxes $691$8,292
Electricity $398$4,786
Total$4,753$57,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,960/yr
40% on housing$142,590/yr
45% on housing$126,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 92065$412
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92065$407
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$685,000
2021-03-22Sold$565,000
2013-01-26Listing removed$139,000
2012-05-02Listed for sale$139,000
1999-11-05Sold$182,000
1994-08-30Sold$113,000
1993-12-10Sold$105,000

For Sale by Agent

AgentJose Fonseca Fonseca
BrokerageRe/Max Connections

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