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23306 Barona Mesa Rd, Ramona, CA, 92065

4beds
3baths
1,932sqft
$775,000
$401price/sqft
$5,349/moest. monthly cost
$213,960/yrincome needed

About This Home

Set on an expansive approximately 18,000SF cul-de-sac lot in the scenic rolling hills of San Diego Country Estates, this beautifully refreshed 4 bed, 3 bath colonial-style residence offers the perfect blend of country tranquility & everyday convenience—just outside the pace of city life. With 1,932 SF, the home welcomes you at the front porch under the dual columns that lead into the double door entry. Inside, the newly remodeled kitchen serves as the heart of the home, featuring SS appliances inc fridge, pantry, cook top, sink overlooking the yard, & functional layout designed for both daily living & entertaining. Natural light fills the living spaces with wood floors, tiled mantel fireplace, column accents into the dining area w/slider that opens to the back yard space. Bed w/full bath on 1st floor provides an ideal space for guests. Laundry room sits off the kitchen & inc the W/D. Upstairs 2 large secondary beds provide ample space. Primary suite features shutters, ceiling fan, dual closets & flows in to the ensuite bath that features fresh updates inc dual vanity w/new quartz countertops, fixtures, soaking tub, separate newly tiled walk in shower & new tile flooring. Thoughtful updates inc newer tile roof (2023), newer water heater, fresh interior & exterior paint. Central Heat & A/C w/Wifi thermostat. Oversized 2-car garage offers added versatility w/an additional rear roll-up door providing convenient backyard access—ideal for toys, tools, trailers, or future projects. Long driveway for xtra prkg, low-maintenance DG landscaping framed by mature trees & open skies. Outdoors, the fully fenced yard offers space to spread out, complete with a play structure, fruit trees, deck, & a largely blank-slate backyard ready for the next owner to create their dream outdoor retreat, pool, garden, workshop, or entertaining space. Property connected to sewer, propane tank on property & near a fire hydrant in front yard. Located within the San Diego Country Estates community, residents enjoy a lifestyle centered around space, recreation, & nature with access to pools, parks, equestrian trails, hiking trails, tennis, pickleball, RV Storage, & a community clubhouse with social events that provides for a strong sense of community for only $195/month—all while enjoying the slower pace and starry-night atmosphere that makes Ramona living so special. Nearby golf at San Vicente Resort, Barona Oaks Sports Motocross Center, Ramona Oaks Park, 15-20 min to Ramona for shopping/restaurants, & farmer's market. An added bonus for VA qualified buyers: the home features a great opportunity for a VA assumable loan at an incredibly attractive 2.625% interest rate. Approx balance of loan $412K

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
4/10
7/10
Ramona High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Concrete,Tile
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Washer,Built In Range,Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room
  • Common walls with other units/homes: Detached

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Property

Details

  • Parcel number: 2886622500
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Patio & porch: Deck,Porch,Porch - Front
  • Spa features: Community/Common
  • Fencing: Full

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 8
  • Parking features: Direct Garage Access,Garage - Two Door
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$227$2,724
Property Taxes $790$9,480
Electricity $414$4,971
Total$5,349$64,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,394/yr
40% on housing$160,470/yr
45% on housing$142,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 92065$412
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92065$407
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$775,000
2026-07-22Listed for sale$775,000
2017-04-03Sold$518,000
2010-02-16Sold$355,000
2008-05-02Listing removed$619,000
2008-02-25Listed for sale$619,000
1996-01-10Sold$189,500

For Sale by Agent

AgentAlice Greliak
BrokerageCompass

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