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2014 3rd St, Julian, CA, 92036

2beds
1baths
840sqft
$539,000
$642price/sqft
$3,977/moest. monthly cost
$159,080/yrincome needed

About This Home

Located in Julian's Historic District, this 2-bedroom, 1-bathroom, 840 sq. ft. cottage offers an opportunity to own in one of San Diego County's most sought-after mountain communities. Just a short walk from Main Street, you'll enjoy easy access to local restaurants, shops, bakeries, museums, and the year-round events that make Julian a favorite destination. The home features a spacious kitchen with plenty of room for cooking, gathering, and entertaining, along with comfortable living spaces that make it equally suited as a full-time residence, weekend retreat, or investment property with short-term rental potential. The fenced yard is perfect for pets and children. A detached two-car garage is a rare and highly desirable feature for a home in downtown Julian, providing secure parking, generous storage, or workspace for hobbies and outdoor gear. Julian continues to attract visitors with its mountain setting, four-season climate, apple orchards, wineries, craft breweries, hiking trails, and small-town atmosphere. Properties within walking distance of downtown are limited, making this an exceptional opportunity to enjoy the lifestyle, history, and investment potential that have made Julian one of Southern California's most beloved mountain communities. Julian began as a mining town in the 1870s and has grown into one of California's best-preserved historic communities. Today, residents enjoy the character of a small mountain town while being only about an hour from San Diego. The Historic District features preserved Gold Rush-era buildings, locally owned restaurants, antique stores, art galleries, bakeries, and the community's famous apple pie shops. Outdoor recreation is available throughout the year. Hiking opportunities include Volcan Mountain Wilderness Preserve, William Heise County Park, the Santa Ysabel Open Space Preserve, and nearby Cuyamaca Rancho State Park. Lake Cuyamaca offers fishing, boating, birdwatching, and picnic areas, while the surrounding forests provide miles of trails for hiking, horseback riding, and mountain biking. Julian has also become a destination for wine tasting, hard cider, and craft beer, with several wineries, tasting rooms, and breweries located in and around town. During the fall harvest season, local apple orchards draw visitors for apple picking, fresh cider, baked goods, and family activities. Winter often brings snowfall, creating a mountain experience that is unique within San Diego County. The Julian Chamber of Commerce maintains a full calendar of community events, including Gold Rush Days, Music in the Park, the Julian Grape Stomp Festa, Country Christmas, holiday parades, farmers markets, art shows, and seasonal festivals that keep the town active throughout the year. Homes within walking distance of downtown rarely include a detached two-car garage, making this property especially appealing for full-time residents, second-home owners, or buyers seeking a property with income-producing potential through short-term rentals, subject to local regulations and permitting requirements. Whether your goal is to establish roots in Julian or own a mountain retreat in a town with enduring appeal, this property offers a combination of location, flexibility, and features that is increasingly difficult to find.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Julian Elementary SchoolGrades K-50.4 mi
3/10
5/10
Julian High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer,Electric Oven,Electric Range,Electric Cooking
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: Wall/Window

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 2910842400
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Full

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Landslide
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$229$2,748
Property Taxes $625$7,500
Electricity $398$4,786
Total$3,977$47,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,354/yr
40% on housing$119,310/yr
45% on housing$106,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$642This listing

vs Other Active Listings

Avg $/sqft

ZIP 92036$346
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92036$422
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$539,000
2020-06-30Listing removed$1,700
2020-06-10Listed for rent$1,700
1999-08-27Sold$160,500

For Sale by Agent

AgentDeborah J Kerch
BrokerageOrchard Realty, Inc.

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