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11375 Paymogo Ct, San Diego, CA, 92129

4beds
4baths
2,935sqft
$2,498,000
$851price/sqft
$16,211/moest. monthly cost
$648,440/yrincome needed

About This Home

Welcome to your private hillside oasis! Nestled at the end of an exclusive cul-de-sac in Rancho Peñasquitos, this custom luxury and award winning estate offers a rare blend of scale, privacy, and prestige on nearly 2/3 of an acre that's been cared for by just one owner. Zoned for the award-winning Poway Unified School District, this unique tri-level masterpiece spans nearly 3,000 sq. ft. of expertly designed living space. Step inside to a grand formal living and dining room, perfect for elegant entertaining and years of holiday memories. The heart of the home is the spectacular great room, featuring a dream kitchen equipped with an exquisite Viking stove (complete with a center griddle and dual convection ovens), a Sub-Zero fridge, and storage galore. This culinary space flows seamlessly into a casual family dining area, a welcoming family room, secondary den/game/flex space, and a private office. Designed for versatility, the main level also features a convenient bedroom and two full bathrooms: an ideal setup for guests, multi-generational living, a nanny or a caregiver. Upstairs offers ultimate daily convenience with the lovely primary suite with soaking tub (and tankless water heater to fill it), 2 more bedrooms, and the laundry area. The true *coup de grâce* is the resort-style backyard. Lose yourself in impeccably curated grounds featuring a sparkling pool with a water slide, a cascading rock waterfall, and a fully equipped outdoor kitchen. A 2-car garage and PPA solar complete this unparalleled package. Don't miss this one-of-a-kind Rancho Peñasquitos gem!

Getting Around

14
WalkingCar-Dependent
24
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

10/10
7/10
10/10
Mt. Carmel High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Pool/Spa/Equipment,Refrigerator,Solar Panels,Washer,6 Burner Stove,Built In Range,Convection Oven,Double Oven,Gas Oven,Gas Stove,Range/Stove Hood,Barbecue,Gas Range,Counter Top,Gas Cooking,Gas Water Heater,Tankless Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bathtub,Ceiling Fan,Granite Counters,Cathedral-Vaulted Ceiling
  • Flooring: Carpet,Stone,Tile
  • Number of fireplaces: 2
  • Fireplace features: FP in Family Room,FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air,Wall/Window

Interior Area

  • Total structure area: 2,935
  • Total interior livable area: 2,935 sqft

Property

Details

  • Parcel number: 3131921200
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Pool features: Below Ground,Private,Heated with Gas,Heated,Pebble
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Private w/Pool,Yes
  • Fencing: Full,Chain Link,Wood
  • Has view: Yes
  • View description: Other/Remarks

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,631$151,572
Home Insurance *$402$4,824
Property Taxes $2,549$30,588
Electricity $629$7,552
Total$16,211$194,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$555,805/yr
40% on housing$486,330/yr
45% on housing$432,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$851This listing

vs Other Active Listings

Avg $/sqft

ZIP 92129$528
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92129$655
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$2,498,000

For Sale by Agent

AgentMelinda DiPerna
BrokerageKeller Williams Realty

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