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13592 Ridley Rd, San Diego, CA, 92129

3beds
2baths
1,363sqft
$980,000
$719price/sqft
$6,623/moest. monthly cost
$264,920/yrincome needed

About This Home

Welcome home to this charming single-story duplex, perfectly suited for the first-time buyer, downsizer, or anyone looking to enjoy easy, low maintenance living. Situated on an oversized corner lot, this home offers breathtaking sunset views and a spacious private patio with endless possibilities for outdoor entertainment, gardening, or play. Inside, you will find a previously updated kitchen, dual-pane windows throughout, central air conditioning, an indoor washer and dryer, and a generously sized primary suite with its own private patio retreat. Conveniently located within walking distance to local shopping land award-winning Poway Unified School District. Lovingly maintained and offered for the very first time by the original owners, this is a rare opportunity to make this special home your own. some personal property could convey

Getting Around

70
WalkingSomewhat Walkable
25
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

9/10
9/10
Mesa Verde Middle SchoolGrades 6-81.5 mi
10/10
Westview High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Gas

Interior Area

  • Total structure area: 1,363
  • Total interior livable area: 1,363 sqft

Property

Details

  • Parcel number: 20260602044
  • Zoning: R1 Single
  • Zoning description: R1 Single

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: N/K
  • Fencing: Partial

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$157$1,884
Property Taxes $1,113$13,356
Electricity $398$4,786
Total$6,623$79,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,074/yr
40% on housing$198,690/yr
45% on housing$176,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$719This listing

vs Other Active Listings

Avg $/sqft

ZIP 92129$535
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92129$655
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$980,000
2026-06-02Listed for sale$999,000
1992-10-01Sold$162,000

For Sale by Agent

AgentLee Hoff
BrokerageSocal Realty Group Inc

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