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205 OCEANGATE Drive, Atlantic Beach, FL, 32233

3beds
2baths
1,256sqft
$300,000
$239price/sqft
$2,175/moest. monthly cost
$87,000/yrincome needed

About This Home

looking to live at the beach ... this beautifully maintained home might be your answer! updated kitchen with almost new appliances and counters - LVP flooring and special touches everywhere. This home is freshly painted & you can see the care and pride of ownership here! all bedrooms (and laundry) upstairs, kitchen and living space below - and two designated parking spaces. Stop by today - and WELCOME HOME!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

8/10
7/10
Mayport Middle SchoolGrades 6-82.6 mi
5/10

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Pantry
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,256 sqft

Property

Details

  • Parcel number: 1734140375
  • Attached to another structure: Yes

Features

  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: Additional Parking,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Coastal Flooding
Hail
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$253$3,036
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,175$26,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,571/yr
40% on housing$65,250/yr
45% on housing$58,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 32233$411
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32233$364
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$300,000
2026-06-26Price change$310,000
2026-06-11Listed for sale$315,000
2016-08-01Sold$140,900

For Sale by Agent

AgentRachel Dorrian
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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