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404 Bonair St, La Jolla, CA, 92037

3beds
2baths
1,252sqft
$1,699,000
$1,357price/sqft
$11,116/moest. monthly cost
$444,640/yrincome needed

About This Home

Remodeled 3/2 Ground level with 2 patios in Famous Windandsea, Valley Farm Market a block away....400 steps to the sand! Amazing local surf watching. 1/2 block from Valley Market. I Will consider carry & will work with Buyers Agents

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
9/10
Muirlands Middle SchoolGrades 6-80.6 mi
10/10
La Jolla High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate

Heating

  • Heating features: Radiant,Wood / Pellet

Interior Area

  • Total interior livable area: 1,252 sqft

Property

Details

  • Parcel number: 3513501901

Features

  • Exterior features: Stucco

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$201$2,412
Property Taxes $1,926$23,112
Electricity $398$4,786
Total$11,116$133,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$381,120/yr
40% on housing$333,480/yr
45% on housing$296,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,357This listing

vs Other Active Listings

Avg $/sqft

ZIP 92037$1,277
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92037$1,360
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,699,900
2025-08-18Sold$1,469,000
2025-07-25Pending sale$1,550,000
2025-05-11Listed for sale$1,550,000
2017-09-24Listing removed$995,000
2017-09-15Listed for sale$995,000
2016-01-08Listing removed$3,650
2016-01-02Listed for rent$3,650
2015-12-31Listing removed$847,500
2015-11-12Price change$847,500
2015-10-20Listed for sale$850,000
2001-09-07Sold$400,000

For Sale by Owner

AgentProperty Owner

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