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4200 Cherry Ln, Melissa, TX, 75454

3beds
2baths
1,970sqft
$382,500
$194price/sqft
$2,508/moest. monthly cost
$100,320/yrincome needed

About This Home

A one-story on a corner lot is about the hardest thing to find in Melissa, and this is the one worth the wait. Extra green space wraps two sides, mature trees are already grown, and you've got one less neighbor. Location backs it up. You're minutes from US-75 with an easy shot anywhere in DFW, right as Buc-ee's, the new H-E-B and the whole commercial corridor take off. Melissa is one of the fastest-growing cities in Texas and people are waking up to it fast. Even better, the big-ticket items are done. New roof February 2026. New gutters and insulated garage door March 2026. New dishwasher May 2026. HVAC on routine maintenance, last serviced July 2026. Nothing left for you to chase. This 2017 one story offers 1,970 sq ft, 3 bedrooms and 2 full baths with a layout that just works. Hand-scraped hardwoods run under soaring vaulted ceilings, and a formal dining room with arched windows greets you off the entry. The open kitchen delivers granite counters, a large island with seating, gas range, stainless appliances and a nice size pantry, flowing into a bright family room and breakfast nook overlooking the backyard. The split-bedroom layout gives you privacy where it counts. The primary sits alone at the back with a vaulted ceiling, corner garden tub, separate shower, dual granite vanity and walk-in closet. Two oversized secondary bedrooms with built-in shelving hold down the other side. Out back, an extended covered patio with ceiling fan overlooks a level yard wrapped in a full brick privacy wall. No wood fence to ever replace. North Creek pulls its weight: two amenity centers, resort-style pool plus a second pool, 24-hour fitness center, putting green, basketball court, soccer field, three playgrounds, hike and bike trails and catch-and-release fishing ponds. Original owner, extremely well cared for, and it shows. Fridge, washer and dryer stay. Come see it in person, this one shows even better than the photos!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
9/10
Melissa Middle SchoolGrades 6-81.9 mi
8/10
Melissa High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Gas Cooktop,Disposal

Bedroom

  • Level: First
  • Dimensions: 15 x 13

Bedroom

  • Level: First
  • Dimensions: 16 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 14 x 9

Dining Room

  • Level: First
  • Dimensions: 15 x 11

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,970 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 10

Living Room

  • Level: First
  • Dimensions: 17 x 17

Master Bathroom

  • Level: First
  • Dimensions: 10 x 9

Master Bedroom

  • Level: First
  • Dimensions: 14 x 14

Utility Room

  • Level: First
  • Dimensions: 6 x 6

Property

Details

  • Parcel number: R1094400L00101
  • Attached to another structure: Yes
  • Exclusions: Both Wooden pegboard storage in garage,all wall decor.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Front Porch,Patio,Covered
  • Exterior features: Private Yard
  • Fencing: Brick,Wood

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,Corner Lot,Lawn,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,934$23,208
Home Insurance *$216$2,592
Property Taxes $120$1,440
Electricity $238$2,859
Total$2,508$30,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,988/yr
40% on housing$75,240/yr
45% on housing$66,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 75454$184
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75454$180
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$382,500

For Sale by Agent

AgentAshton Harris
BrokerageColdwell Banker Apex, REALTORS

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