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2158 Charlton Rd, Sunfish Lake, MN, 55118

3beds
4baths
5,055sqft
$2,995,000
$592price/sqft
$19,991/moest. monthly cost
$799,640/yrincome needed

About This Home

Situated on over five acres along the shores of Sunfish Lake, this extraordinary residence designed by Charles Stinson and built by Streeter is a true architectural retreat. Expansive walls of glass frame breathtaking lake and nature views from every room filling the home with natural light. The thoughtfully designed main level offers effortless one-level living with soaring volume ceilings and inviting gathering spaces creating a home that is both striking and comfortable. The main floor den and sunroom provide quiet spaces to work or unwind. Enjoy the spacious main-level owner’s suite featuring a private maintenance-free deck overlooking the lake, a spa-inspired bath, and a generous walk-in closet. The walkout lower level is equally impressive, featuring floor-to-ceiling windows, a large family room with a wet bar, two additional bedrooms, and two baths—perfect for entertaining or hosting guests. Additional highlights include a heated four-car garage, a spacious shed, a stunning in-ground pool, and extensive exterior updates for peace of mind, including new roofs, gutters, stucco, maintenance-free decks and many new windows. 2158 Charlton Rd offers a rare opportunity to experience private lakeside living with year-round fun and is sure to impress!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
6/10
Two Rivers High SchoolGrades 9-120.7 mi
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt,Other,Rubber

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Cooktop,Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16 X 16

Bedroom2

  • Level: Lower
  • Area: 304
  • Dimensions: 19 X 16

Bedroom3

  • Level: Lower
  • Area: 228
  • Dimensions: 19 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Dining Room

  • Level: Main
  • Area: 216
  • Dimensions: 18 X 12

Family Room

  • Level: Lower
  • Area: 345
  • Dimensions: 23 X 15

Features

  • Central Vacuum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,062
  • Finished area above ground: 2,627

Great Room

  • Level: Main
  • Area: 288
  • Dimensions: 18 X 16

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Interior Area

  • Total structure area: 5,055
  • Total interior livable area: 5,055 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 17 X 15

Other

  • Level: Lower
  • Area: 187
  • Dimensions: 17 X 11

Sun Room

  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Walk In Closet

  • Level: Main
  • Area: 160
  • Dimensions: 16 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 380300054031
  • Zoning description: Residential-Single Family
  • Foundation area: 2627

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Lake,South
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 219

Lot

  • Lot size: 5.54 Acres
  • Lot size dimensions: 86 x 125 x 1043 x 219 x 1067 x 62

Parking

  • Total spaces: 4
  • Parking features: Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$2,210$26,520
Property Taxes $2,211$26,532
Electricity $426$5,116
Total$19,991$239,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$685,405/yr
40% on housing$599,730/yr
45% on housing$533,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$592This listing

vs Other Active Listings

Avg $/sqft

ZIP 55118$205
Dakota County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 55118$196
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$3,250,000
2023-05-23Listing removed--
2023-05-18Listed for sale$3,150,000
2022-10-13Listing removed--
2022-09-19Listed for sale$3,250,000
2018-10-01Sold$2,000,000

For Sale by Agent

AgentAdam Dorn - The Dorn Group
BrokerageRE/MAX Results

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