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1844 Hacienda Dr, El Cajon, CA, 92020

4beds
3baths
2,496sqft
$1,350,000
$541price/sqft
$9,022/moest. monthly cost
$360,880/yrincome needed

About This Home

Seller to entertain offers between $1,299,000 - $1,350,000. Welcome to this beautifully updated single-story home in one of Fletcher Hills' most sought-after neighborhoods. Offering 4 bedrooms, 2.5 baths, and an ideal floor plan designed for both everyday living and entertaining, this residence combines comfort, functionality, and modern upgrades throughout. The remodeled kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, double ovens, abundant cabinetry, and a sunny breakfast nook. Multiple living spaces include a formal living room, family room, and separate dining room, with a fireplace in both the living and family rooms. Recent improvements include newer luxury vinyl plank flooring in the main living spaces, new carpet in the bedrooms, fresh paint, a newer roof, new HVAC system, pre-paid solar lease with no monthly payments, upgraded 200-amp electrical panel with subpanel, and new French drains. The spacious primary suite offers a walk-in closet. Additional features include double leaded-glass entry doors, a 3-car garage with overhead storage accessed by a fixed staircase for ease. Step outside to your private backyard oasis complete with a covered patio and a 7-hole putting green—perfect for relaxing, entertaining, or practicing your short game year-round, room for RV parking on the side of the home and a lemon tree. This exceptional Fletcher Hills home offers the rare combination of a desirable single-story floor plan, extensive upgrades, and a prime location close to parks, schools, shopping, and dining.

Getting Around

8
WalkingCar-Dependent
37
TransitSome Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,Convection Oven,Double Oven,Ice Maker,Self Cleaning Oven,Water Line to Refr,Counter Top,Gas Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bar,Bathtub,Granite Counters,Recessed Lighting,Remodeled Kitchen,Shower in Tub
  • Flooring: Carpet,Linoleum/Vinyl
  • Number of fireplaces: 1
  • Fireplace features: FP in Family Room,FP in Living Room,Gas,See Through,Two Way

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Property

Details

  • Parcel number: 3864320600
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Patio & porch: Covered
  • Spa features: N/K
  • Fencing: Full

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 5
  • Parking features: Attached,Direct Garage Access,Garage,Garage - Front Entry
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$256$3,072
Property Taxes $1,405$16,860
Electricity $535$6,422
Total$9,022$108,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$309,325/yr
40% on housing$270,660/yr
45% on housing$240,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$541This listing

vs Other Active Listings

Avg $/sqft

ZIP 92020$437
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92020$511
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$1,350,000
2026-07-01Listed for sale$1,450,000
2013-02-01Sold$600,000

For Sale by Agent

AgentLeigh Ann Elledge
BrokerageBerkshire Hathaway HomeService

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