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973 Galvin Ave, West Saint Paul, MN, 55118

3beds
1baths
1,266sqft
$350,000
$276price/sqft
$2,546/moest. monthly cost
$101,840/yrincome needed

About This Home

Welcome to this charming and well-updated West Saint Paul home. The home starts with great curb appeal, with new siding, an updated roof, new cedar fencing, new retaining wall, and a pretty, low-maintenance garden. The living room has classic cove ceilings, a wood fireplace and mantle, and hardwood floors. Updated kitchen with almost-new appliances, counters and sink (2024). Two bedrooms and a full bath on the main level. Updated upstairs master bedroom with new luxe vinyl flooring and lighting (2024). The upstairs would also make a great office, craft room, family room, play-space, etc. Unfinished, but clean and dry basement with laundry, updated electrical and mechanicals, and plenty of storage. Fully-fenced BY with patio. Massive, three car garage, ready for your cars, shop or storage. Great West Saint Paul location close to shopping on Robert St and Smith. Walking distance to Harmon Park and Heritage Middle. Close to bus lines, and easy access to St Paul. Walking distance to Amore Coffee and other neighborhood highlights!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Heritage Middle SchoolGrades 5-80.5 mi
6/10
Two Rivers High SchoolGrades 9-122.1 mi
10/10

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full,Unfinished

Bedroom

  • Level: Main
  • Area: 119.31
  • Dimensions: 12.3 x 9.7

Bedroom2

  • Level: Main
  • Area: 96.6
  • Dimensions: 10.5 x 9.2

Bedroom3

  • Level: Upper
  • Area: 166.52
  • Dimensions: 18.10 x 9.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,266

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Wall Unit(s)

Informal Dining Room

  • Level: Main
  • Area: 68.08
  • Dimensions: 7.4 x 9.2

Interior Area

  • Total structure area: 1,930
  • Total interior livable area: 1,266 sqft

Kitchen

  • Level: Main
  • Area: 92.92
  • Dimensions: 10.1 x 9.2

Living Room

  • Level: Main
  • Area: 245.22
  • Dimensions: 20.1 x 12.2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 421910003050
  • Zoning description: Residential-Single Family
  • Foundation area: 664

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 5,967 sqft
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$258$3,096
Property Taxes $349$4,188
Electricity $170$2,050
Total$2,546$30,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,291/yr
40% on housing$76,380/yr
45% on housing$67,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 55118$221
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55118$196
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$340,000
2026-07-21Listed for sale$350,000
2023-09-11Sold$314,900
2023-06-23Sold$314,900
2023-05-24Pending sale$314,900
2023-05-12Listed for sale$314,900
2008-08-28Sold$189,900
2003-08-05Sold$172,000

For Sale by Agent

AgentCheryllyne Vaz - 612-564-5605
BrokerageKeller Williams Premier Realty

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