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11911 Royal Rd Unit D, El Cajon, CA, 92021

3beds
2baths
1,344sqft
$600,000
$446price/sqft
$4,229/moest. monthly cost
$169,160/yrincome needed

About This Home

Welcome to 11911 Royal Rd Unit D, El Cajon — a spacious and well-maintained townhome located in the VA-approved Royal Gardens community offering comfortable living, functional space, and convenient access to shopping, dining, schools, and major freeways. This move-in-ready 3-bedroom, 2-bath residence features one of the larger floor plans in the community with approximately 1,344 sq ft of living space, freshly painted walls and ceilings, central AC, and a bright two-story layout designed for everyday comfort. The kitchen offers ample cabinet and counter space along with electric appliances, range hood, refrigerator, and in-kitchen laundry hookups. The open living and dining areas flow seamlessly to a private concrete patio perfect for relaxing or entertaining. Additional highlights include assigned covered carport parking, off-street parking, forced air heating, mountain views, and abundant natural light throughout the home. Residents of Royal Gardens enjoy access to community amenities including a pool, playground, landscaped greenbelts, and well-maintained common areas. HOA dues include water, sewer, trash, and maintenance of grounds. Conveniently located near shopping centers, restaurants, parks, CA-94, and Interstate 8, this property presents an excellent opportunity for first-time buyers, VA buyers, families, or investors looking for value and space in El Cajon.

Getting Around

42
WalkingCar-Dependent
26
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

2/10
4/10
Greenfield Middle SchoolGrades 6-81.0 mi
7/10
Santana High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 3882504011
  • Attached to another structure: Yes
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground level
  • Pool features: Community,In Ground,Association
  • Has view: Yes
  • View description: Mountain(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$136$1,632
Property Taxes $662$7,944
Electricity $398$4,786
Total$4,229$50,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,994/yr
40% on housing$126,870/yr
45% on housing$112,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$302
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$600,000
2026-05-11Listed for sale$609,000
2021-07-13Sold$435,000
2021-06-16Pending sale$415,000
2006-11-30Sold$325,000
1999-04-19Sold$86,500

For Sale by Agent

AgentGabriel Mendez
BrokerageROA California Inc

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