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9285 Soldin Ln, El Cajon, CA, 92021

4beds
3baths
2,632sqft
$1,100,000
$418price/sqft
$7,314/moest. monthly cost
$292,560/yrincome needed

About This Home

Located 2 minutes from the 8 Freeway but a world away from congestion & concrete, this exquisite custom home with tropical resort backyard, radiates beauty, style & elegance. Curb appeal begins with lovely gardens & refreshed exterior front. Inside wows with oversized tile floors, walls of sunshine-loving windows, ebony & ivory fireplaces, stunning glass chandeliers & gallery lighting to showcase art. Kitchen seems too beautiful to cook in, but chefs will love it. Backyard looks straight out of Hawaii! >>> Additional Features: Solar owned. Whole-house water filtration system. RV parking with hookups. Pool security fence. Home security system with 360 degree cameras. 4 organic avocado trees, 3 organic citrus trees, 1 organic plum tree, 1 organic white peach tree. Directly adjacent to Flinn Springs County Park and walking distance or very short drive to renowned restaurants and saloons (Grand Old BBQ, Renegade Country Western, Bongiovanni's Italian restaurant, Summers Past Farms) <<<

Getting Around

23
WalkingCar-Dependent
21
TransitMinimal Transit
9
BikeSomewhat Bikeable

Schools

7/10
Rios Elementary SchoolGrades K-50.7 mi
4/10
6/10
Granite Hills High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Pool/Spa/Equipment,Range/Oven,Refrigerator,Solar Panels,Water Filtration,Built In Range
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: FP in Family Room,FP in Living Room,Patio/Outdoors

Heating & Cooling

  • Heating features: Zoned Areas,Forced Air Unit
  • Cooling features: Central Forced Air,Zoned Area(s)

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Property

Details

  • Parcel number: 3984900100

Features

  • Levels: 2 Story
  • Pool features: Below Ground,Private,Heated
  • Patio & porch: Covered,Slab,Stone/Tile,Porch - Front
  • Has spa: Yes
  • Spa features: Private w/Pool
  • Fencing: Full,Gate
  • Has view: Yes
  • View description: Mountains/Hills

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 9
  • Parking features: Attached,Direct Garage Access
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$250$3,000
Property Taxes $938$11,256
Electricity $564$6,772
Total$7,314$87,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,765/yr
40% on housing$219,420/yr
45% on housing$195,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$301
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$1,160,000
2026-07-28Listed for sale$1,100,000
2026-07-03Listing removed$1,160,000
2026-06-19Listed for sale$1,160,000
2019-12-02Sold$697,000
2019-10-11Listed for sale$699,900
2015-04-06Sold$515,000
2015-02-06Sold$385,000
2010-12-24Listing removed$449,900
2010-09-03Listed for sale$449,900
2010-05-21Sold$380,000
2009-12-09Sold$460,000
2005-08-19Sold$640,000
2005-01-25Sold$638,000
1998-09-10Sold$800,000

For Sale by Agent

AgentLaura M Lothian
BrokerageeXp Realty of Southern CA

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