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646 Wrelton Dr, La Jolla, CA, 92037

3beds
2baths
1,598sqft
$2,985,000
$1,868price/sqft
$19,035/moest. monthly cost
$761,400/yrincome needed

About This Home

Nestled in the heart of La Jolla’s coveted Bird Rock neighborhood, this charming single-level beach bungalow presents a rare opportunity to create your dream coastal retreat. Offering 3 bedrooms, 2 bathrooms, and approximately 1,598 square feet of living space, the home is brimming with character, potential, and possibilities. Situated on a quiet residential street just moments from Tourmaline Beach, Calumet Park, local cafés, boutiques, and some of Bird Rock’s most beloved restaurants, the location is truly second to none. Original hardwood floors are believed to be hidden beneath the existing carpet, offering an exciting opportunity to restore the home’s vintage charm. This property is ready for its next chapter. Whether you’re looking to renovate, reimagine, or build upon its potential, opportunities like this are becoming increasingly rare in one of La Jolla’s most sought-after coastal communities. The generous lot, detached garage, and long driveway provide flexibility for future improvements, while the possibility of capturing ocean views with a second story further enhances the property’s appeal. Bring your vision and unlock the full potential of this Bird Rock gem, just blocks from the sand, surf, and vibrant coastal lifestyle that make La Jolla one of Southern California’s premier destinations.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
9/10
Muirlands Middle SchoolGrades 6-81.8 mi
10/10
La Jolla High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Features

  • All Bedrooms Down,Attic,Bedroom on Main Level,Main Level Primary
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,598 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 4152131200
  • Zoning: R-1: Single Family Reside
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,500 sqft
  • Features: Back Yard,Cul-De-Sac,Front Yard,Sprinklers In Rear,Sprinklers In Front,Near Public Transit,Sprinkler System,Walkstreet,Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,093$181,116
Home Insurance *$354$4,248
Property Taxes $3,190$38,280
Electricity $398$4,786
Total$19,035$228,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$652,628/yr
40% on housing$571,050/yr
45% on housing$507,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,868This listing

vs Other Active Listings

Avg $/sqft

ZIP 92037$1,273
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92037$1,360
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$2,985,000
2026-06-05Listed for sale$2,985,000
2024-05-13Sold$2,607,000
2024-04-12Pending sale$2,395,000
2024-04-03Listed for sale$2,395,000

For Sale by Agent

AgentScott Harden
BrokerageSerhant California, Inc

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