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1801 Diamond St Unit 324, San Diego, CA, 92109

1beds
1baths
653sqft
$384,000
$588price/sqft
$2,782/moest. monthly cost
$111,280/yrincome needed

About This Home

Seller offers to pay 1 year of HOA fees at closing. Top floor unit overlooking main entrance. Great location within the resort style Plaza Condominiums. Very spacious unit with south facing clerestory windows, lots of storage space and 1 secured parking space. New appliances include stove, microwave and dishwasher. The Plaza boasts many amenities including swimming pools, hot tubs, gym, tennis courts, billiards room, resident lounge, BBQs, mature well maintained landscaping, and secured parking. Located in the heart of Pacific Beach, The Plaza is walking distance to the ocean and bay. The condo is also literally just steps to Garnet St. and great retail such as Trader Joe's, Von’s, Starbucks, restaurants, shopping and more.

Getting Around

89
WalkingVery Walkable
44
TransitSome Transit
54
BikeBikeable

Schools

10/10
9/10
Mission Bay High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral-Vaulted Ceiling
  • Flooring: Carpet,Linoleum/Vinyl
  • Fireplace features: N/K
  • Common walls with other units/homes: No Unit Above

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: N/K

Interior Area

  • Total structure area: 653
  • Total interior livable area: 653 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 4165202870
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Stories: 3
  • Pool features: Below Ground,Community/Common,Exercise,Lap,Association
  • Patio & porch: Balcony,Covered
  • Spa features: Community/Common
  • Fencing: Full,Gate
  • Has view: Yes
  • View description: N/K
  • Frontage type: N/K

Lot

  • Lot size: 9.83 Acres

Parking

  • Total spaces: 1
  • Parking features: Assigned,Detached,Gated
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,941$23,292
Home Insurance *$34$408
Property Taxes $409$4,908
Electricity $398$4,786
Total$2,782$33,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,382/yr
40% on housing$83,460/yr
45% on housing$74,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,017
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for rent$2,600
2026-07-14Price change$384,000
2026-07-11Listed for sale$435,000
2026-07-01Listing removed$435,000
2026-05-13Listed for sale$435,000
1993-05-06Sold$86,000

For Sale by Agent

AgentMike Nicksic
BrokerageSan Diego Coast Realty

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