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4111 Bayard St, San Diego, CA, 92109

6beds
5baths
4,612sqft
$4,875,000
$1,057price/sqft
$31,357/moest. monthly cost
$1,254,280/yrincome needed

About This Home

EXCELLENT INCOME PROPERTY OR GREAT BEACH HOUSE FOR A LARGE FAMILY OR TO SPLIT THE MORTGAGE WITH EXTENDED FAMILY MEMBERS. HIGHLY SOUGHT OUT BRAEMAR DISTRICT NEIGHBORHOOD. BY FAR THE BEST NEIGHBORHOOD IN ALL THE BEACH AREAS. LOCATED NEXT TO THE CATAMARAN RESORT. YOUR FAMILY AND GUEST WILL ENJOY THE RESORT'S SPA, RESTAURANT, POOL AND ETC. JUST A FEW STEPS TO ALL 3 FAMOUS BEACH'S, MISSION BAY, MISSION BEACH AND PACIFIC BEACH. STROLL AND BIKE THE BOARDWALKS. SELLER MOTIVATED. WITH SB-79 YOU MAY HAVE THE OPPORTUNITY TO BUILD UP TO 20,250 SQ. FT. A TOTAL OF 12 UNITS. HIGH RISE TO 65', 6-8 STORIES. WITH COMPLETE BEAUTIFUL WATER VIEWS OF THE OCEAN/BAY. EACH UNIT RENT INCOME PROJECTED AT AN AVERAGE OF $7,000 PER MONTH FOR A TOTAL MONTHLY RENT INCOME OF $84,000 PER MONTH.

Getting Around

89
WalkingVery Walkable
42
TransitSome Transit
73
BikeVery Bikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-121.7 mi

Construction

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Dishwasher
  • Laundry features: Other,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Other
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Air Conditioning

Interior Area

  • Total structure area: 4,612
  • Total interior livable area: 4,612 sqft

Property

Details

  • Parcel number: 4232230400
  • Zoning: RS-1-7
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main Level
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 6,799 sqft

Parking

  • Total spaces: 3
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,650$295,800
Home Insurance *$438$5,256
Property Taxes $5,281$63,372
Electricity $988$11,867
Total$31,357$376,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,075,097/yr
40% on housing$940,710/yr
45% on housing$836,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,057This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,008
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-25Price change$4,875,000
2024-11-26Listed for sale$4,900,000
2024-06-22Listing removed$4,900,000
2024-06-15Listed for sale$4,900,000
2024-05-03Listing removed--
2023-08-31Price change$4,900,000
2023-06-19Listed for sale$4,400,000
2023-06-10Listing removed--
2023-04-25Listed for sale$4,400,000
2023-02-03Listing removed--
2022-11-05Listed for sale$4,400,000
2022-10-08Listing removed--
2022-08-09Listed for sale$4,400,000
2022-08-04Listing removed--
2022-07-15Listed for sale$4,200,000
2022-04-27Listing removed--
2022-03-29Price change$3,900,000
2022-02-25Price change$3,800,000
2021-12-27Listed for sale$3,700,000
2021-09-17Listing removed--
2021-09-08Price change$3,700,000
2021-07-17Listed for sale$3,600,000
2021-02-22Listing removed--
2001-12-12Sold$710,000

For Sale by Agent

AgentKevin Gioia
BrokerageBeycome Brokerage Realty Inc.

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