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3920 Riviera Dr Unit A, San Diego, CA, 92109

1beds
1baths
786sqft
$875,000
$1,113price/sqft
$5,822/moest. monthly cost
$232,880/yrincome needed

About This Home

Live the ultimate coastal lifestyle in this stunning, fully remodeled 1-bedroom, 1-bathroom condo ideally situated right on Sail Bay in Pacific Beach. Designed with impeccable attention to detail, this home features top-of-the-line finishes and high-end upgrades throughout, truly no detail has been overlooked! The standout feature is the expansive private patio, offering the perfect setting to unwind, entertain, and take in breathtaking bay views and unforgettable sunsets. Seamlessly blending indoor and outdoor living, this rare outdoor space sets the home apart. Inside, you’ll find a bright and modern interior with all-new everything, from the sleek kitchen to the spa-inspired bathroom. Just steps from the sand and water, and moments from the best of Pacific Beach, this is coastal living at its finest.

Getting Around

74
WalkingVery Walkable
40
TransitSome Transit
68
BikeBikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Other/Remarks
  • Construction materials: Unknown

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Ice Maker
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 786
  • Total interior livable area: 786 sqft

Property

Details

  • Parcel number: 4234100101
  • Special condition: Standard

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: Below Ground
  • Fencing: N/K

Parking

  • Total spaces: 1
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$78$936
Property Taxes $922$11,064
Electricity $398$4,786
Total$5,822$69,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,611/yr
40% on housing$174,660/yr
45% on housing$155,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,113This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,014
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$952,500
2026-02-01Listing removed$3,400
2026-01-30Sold$785,000
2026-01-13Pending sale$785,000
2026-01-12Price change$785,000
2026-01-03Pending sale$760,000
2025-12-11Price change$760,000
2025-10-30Price change$780,000
2025-10-11Listed for sale$799,000
2025-10-06Price change$3,400
2025-09-27Price change$3,500
2025-09-14Price change$3,600
2025-09-09Price change$3,700
2025-08-31Listed for rent$3,800
2013-09-10Sold$362,500
2013-08-21Price change$399,000
2013-07-13Price change$437,900
2013-06-23Listed for sale$439,900
2012-06-22Listing removed$429,900
2012-02-02Listed for sale$429,900
2004-05-21Sold$549,000

For Sale by Agent

AgentCarly McFadden, The Agency, Tulane E Joseph, The Agency
BrokerageThe Agency

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