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3828 Riviera Dr Unit 2B, San Diego, CA, 92109

2beds
2baths
2,053sqft
$3,350,000
$1,632price/sqft
$21,202/moest. monthly cost
$848,080/yrincome needed

About This Home

Mission Bay Living at Its Best! This beautifully updated 2-bedroom, 2-bath, 2053sf home sits directly on Mission Bay and offers wide, unobstructed water views that become the highlight of the living space. The setting feels peaceful and private, with a front-row seat to sailboats, sunsets, and the calm shoreline. Inside, the home has a warm, open feel. The kitchen is a centerpiece with a Wolf gas range, quality appliances, and plenty of counter space for cooking or entertaining. Just beyond, the living room frames the bay through nearly 20 feet of windows that open to the coastal breeze. A custom built-in bar with a mini-fridge and refined touches like crown molding make the space ideal for gathering or relaxing. The primary suite is a generous retreat with a walk-in closet and a spacious bath featuring a soaking tub, separate shower, and dual vanities. The second bedroom is well-sized for guests, a home office, or family, paired with an upgraded full bath. If you’ve been looking for a coastal home that blends comfort, style, and a true connection to Mission Bay, this one delivers. Every day feels a little lighter when the water is this close.

Getting Around

73
WalkingVery Walkable
30
TransitSome Transit
73
BikeVery Bikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,Gas Range
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,053
  • Total interior livable area: 2,053 sqft

Property

Details

  • Parcel number: 4234101305
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Stories: 3
  • Pool features: N/K
  • Fencing: Partial

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,939$203,268
Home Insurance *$301$3,612
Property Taxes $3,522$42,264
Electricity $440$5,282
Total$21,202$254,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$726,925/yr
40% on housing$636,060/yr
45% on housing$565,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,632This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,003
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-18Listed for sale$3,475,000
2025-11-18Listing removed$3,655,000
2025-06-24Listed for sale$3,655,000
2025-06-24Listing removed$3,655,000
2025-05-28Price change$3,655,000
2024-12-18Price change$3,695,000
2024-11-23Listed for sale$3,800,000

For Sale by Agent

AgentElsa Benedict
BrokerageCompass

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