3903 Haines St, San Diego, CA, 92109
About This Home
3903 is one of three newly constructed residences within the Crown Point Coastal Collection, a distinct detached coastal offering just 2 ½ blocks from Sail Bay. Designed with exceptional flexibility, the residence includes a fully separate 2-bedroom, 2-bath ADU and a permitted 1-bedroom, 1-bath Sleeping Unit per approved plans. This layout creates three private living environments within one detached structure -ideal for multigenerational living, private guest quarters or additional residential space tailored to the owner's needs. The elevated 2 bedroom, 2-bath primary level is filled with natural light and opens seamlessly to a private outdoor BBQ terrace and rooftop retreat with panoramic views—an indoor-outdoor experience designed for relaxed coastal living and effortless entertaining. Eleven-foot ceilings in the main living areas and nine-foot ceilings below enhance the home’s sense of scale and comfort. Bertazzoni appliances, tile flooring throughout, solid-core doors, clerestory windows, paid solar with Tesla Powerwall, and energy-efficient ductless mini-split climate control reflect the home’s elevated yet practical design. Built by Duncan Custom Homes, architecturally designed by Scot Frontis, AIA, with interiors by Sol Quintana Design, this home pairs thoughtful craftsmanship with the ease of refined beachside living. No HOA. Shared parking and pedestrian access agreement in place. Property taxes will be reassessed upon transfer of ownership. Also available: 3901 Haines MLS# NDP 2601603 and 3905 Haines MLS# NDP2601580.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Type & Style
- Home type: MultiFamily
- Property subType: Triplex
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- 3/4 bathrooms: 5
- Main level bathrooms: 2
- Main level bedrooms: 2
Cooling
- Cooling features: Ductless,Electric
Features
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,967 sqft
Property
Details
- Parcel number: 4234221700
- Zoning: RM-1-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Upper Level
- Pool features: None
- Has view: Yes
- View description: City Lights,Neighborhood,Panoramic,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 2,736 sqft
- Features: Drip Irrigation/Bubblers,Landscaped,Level
Parking
- Total spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,411 | $172,932 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $3,197 | $38,364 |
| Electricity | $421 | $5,061 |
| Total | $18,285 | $219,420 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed for sale | $2,850,000 |
| 2023-08-03 | Listing removed | -- |
| 2023-06-06 | Listed for sale | $3,150,000 |
| 2022-10-08 | Listing removed | -- |
| 2022-09-24 | Price change | $5,400 |
| 2022-09-10 | Listed for rent | $5,800 |
| 2022-09-09 | Sold | $2,000,000 |
| 2020-01-28 | Sold | $1,450,000 |
| 2020-01-23 | Listed for sale | $1,149,000 |
| 2020-01-23 | Pending sale | $1,149,000 |
| 2020-01-15 | Listed for sale | $1,149,000 |
View on Zillow