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737 Whiting Ct, San Diego, CA, 92109

2beds
2baths
1,083sqft
$1,950,000
$1,801price/sqft
$12,533/moest. monthly cost
$501,320/yrincome needed

About This Home

Welcome to 737 Whiting Court, where effortless coastal elegance meets the vibrant energy of Mission Beach. Perfectly positioned just steps from the sand and iconic boardwalk, this residence captures the essence of Southern California beach living. From the moment you enter, you’re greeted by soaring vaulted ceilings with distinctive stained-glass accents, creating a warm, light-filled ambiance. The expansive great room offers an open and airy setting ideal for both everyday living and entertaining. Thoughtfully designed, the home features 2 bedrooms, 2 bathrooms, and a versatile loft that functions seamlessly as a third bedroom, private office, or guest retreat. The expansive primary bedroom provides a comfortable and private escape, complementing the home’s well-balanced layout. Lovingly cared for and meticulously maintained, the home reflects pride of ownership throughout. The indoor-outdoor lifestyle shines with a ground-level bedroom featuring an en-suite bath and direct access to a private patio with outdoor shower—perfect after a day at the beach. An expansive rooftop deck offers the ideal setting for entertaining or relaxing in the coastal breeze. A spacious 2-car garage adds convenience. All just moments from Mission Beach’s top dining, cafés, and shops—this is more than a home, it’s a lifestyle defined by sun, surf, and coastal living. Recently received Tier 4 STRL. Open-concept kitchen and living area upstairs, bringing natural light and airy flow — great for entertaining or relaxing after a day by the water. Private upstairs deck (viewing deck) — a serene spot to take in ocean breezes, enjoy sunsets, or host gatherings. Why This Property Stands Out This home offers a rare combination: the convenience and culture of Mission Beach living (boardwalk, beach, water-side lifestyle), with private touches like a loft and deck that many beachside units — often condos or rentals — don’t provide. The reported sqft area does not represent how the home lives. The loft and Rooftop add living space, and the spacious great room and master suite are almost impossible to find in the area. A perfect balance of comfort, flexibility, and lifestyle — whether used as a full-time residence, vacation home, or income property. For buyers seeking a walkable, surf-and-sand lifestyle without sacrificing a traditional home layout, 737 Whiting Court delivers: a “home” rather than just a “unit,” yet still steps from the ocean. During current owners ownership the main bathroom has been been remodeled removing bath tub and replaced with a low maintenance shower. Indoor and outdoor furniture have been replaced with quality Polywood material furniture. "Buyer to verify all information deemed important, including but not limited to square footage, lot size, zoning, property boundaries, permits, school districts, HOA fees and restrictions, the condition or functionality of all systems and appliances, etc. Seller and broker make no representations or warranties."

Getting Around

84
WalkingVery Walkable
32
TransitSome Transit
69
BikeBikeable

Schools

10/10
9/10
Mission Bay High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,083
  • Total interior livable area: 1,083 sqft

Property

Details

  • Parcel number: 4235513000
  • Zoning: R-4
  • Zoning description: R-4
  • Special condition: Call Agent

Features

  • Levels: 3 Story
  • Pool features: N/K
  • Fencing: Full

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$175$2,100
Property Taxes $2,100$25,200
Electricity $398$4,786
Total$12,533$150,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$429,702/yr
40% on housing$375,990/yr
45% on housing$334,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,801This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,009
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Price change$1,950,000
2026-06-13Listed for sale$1,995,000
2026-02-21Listing removed$1,995,000
2025-12-06Price change$1,995,000
2025-12-01Listed for sale$2,099,000
2024-07-18Listing removed--
2024-06-14Listed for rent$6,495
2024-03-06Listing removed--
2023-10-05Listed for rent$8,200
2023-09-27Sold$1,850,000
2023-09-05Pending sale$1,850,000
2023-08-25Listed for sale$1,850,000
2021-06-25Sold$1,395,000
1998-07-10Sold$300,000
1995-09-19Sold$260,000

For Sale by Agent

AgentCarlos Gutierrez III
BrokerageeXp Realty of California, Inc.

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