3492 Bayside Ln, San Diego, CA, 92109
About This Home
Discover 3492 Bayside Lane, a fully furnished 5-bedroom, 4-bathroom duplex in the heart of Mission Beach. The downstairs unit at 815 El Carmel Place offers 3 bedrooms, 2 bathrooms, and a spacious stamped concrete front patio, while the upstairs unit features 2 bedrooms, 2 bathrooms, including separate master suites with en-suite baths and a private outdoor patio. Additional perks include in-unit laundry and attached garage parking for one small to medium car for Each unit. The home also features 2 separate addresses, 2water meters/2Gas Meters for easy rental. Just steps from Mission Bay and a short walk to the Pacific Ocean, enjoy easy access to restaurants, shops, water sports, Belmont Park, and SeaWorld. Ideal for owner-occupants, live in one unit and rent the other; the property operates as a STR during summer and long-term rental the rest of the year—perfect for maximizing income in this prime beachside location.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1960
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Garage
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Features
- Common walls with other units/homes: 1 Common Wall
Interior Area
- Total structure area: 1,852
- Total interior livable area: 1,852 sqft
Property
Details
- Parcel number: 4236170400
- Attached to another structure: Yes
- Zoning: Duplex 2 Units Any Combin
- Special condition: Standard
Features
- Entry location: front
- Pool features: None
Lot
- Lot size: 2,178 sqft
- Features: 0-1 Unit/Acre,Near Public Transit,Street Level,Walkstreet
- Lot size dimensions: 2,178 sq ft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,099 | $133,188 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $2,369 | $28,428 |
| Electricity | $398 | $4,786 |
| Total | $14,063 | $168,756 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for rent | $4,500 |
| 2026-06-08 | Listed for sale | $2,195,000 |
| 2026-01-08 | Listing removed | $2,150,000 |
| 2025-12-23 | Listed for sale | $2,150,000 |
| 2025-12-01 | Listing removed | $4,400 |
| 2025-11-19 | Price change | $4,400 |
| 2025-09-16 | Price change | $4,500 |
| 2025-06-08 | Listed for rent | $4,800 |
| 2024-06-27 | Listing removed | -- |
| 2024-06-04 | Listed for rent | $4,500 |
| 2023-10-09 | Listing removed | -- |
| 2023-10-05 | Listed for rent | $4,300 |
| 2021-03-24 | Sold | $1,609,000 |
| 2021-01-09 | Price change | $1,749,000 |
| 2020-12-02 | Price change | $1,699,000 |
| 2020-10-05 | Price change | $1,795,000 |
| 2020-09-17 | Listed for sale | $1,849,000 |
| 2018-05-23 | Sold | $1,600,000 |
| 2017-12-06 | Listed for sale | $1,725,000 |
| 2000-04-04 | Sold | $499,000 |
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