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9315 Whisper, San Antonio, TX, 78240

4beds
4baths
2,092sqft
$389,900
$186price/sqft
$3,223/moest. monthly cost
$128,920/yrincome needed

About This Home

Discover a beautifully recently remodeled north-side duplex ideally located near the Medical Center, UTSA, and La Cantera. Thoughtfully updated with a cohesive, neutral color palette, modern finishes, and contemporary design touches throughout, this property offers comfort, style, and exceptional functionality. Each unit featuring its own fenced yard and a two-car garage, creating a rare sense of privacy and independence. Both units are designed with 2 bedrooms and 2 bathrooms, including a primary bedroom downstairs and a secondary bedroom upstairs an ideal layout for convenient daily living. Enjoy quality upgrades throughout, including granite countertops and backsplash, remodeled showers, updated lighting and fixtures, newer appliances, and fresh flooring. The result is a clean, polished, move-in-ready interior that feels bright, modern, and welcoming. One unit is currently rented, and the other has been recently vacated, providing flexibility for investors, owner-occupants, or buyers seeking a ready opportunity in a highly desirable North San Antonio location. With easy access to major corridors and nearby shopping, dining, and employment hubs, this duplex is a standout value with true modern appeal.

Getting Around

19
WalkingCar-Dependent
21
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

6/10
4/10
Rudder Middle SchoolGrades 6-80.7 mi
5/10
Marshall High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: 3 Sides Masonry

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Refrigerator,Oven/Stove
  • Laundry features: Washer Hookup,Dryer Connection,Washer Connection

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Two Central

Interior Area

  • Total interior livable area: 2,092 sqft

Property

Details

  • Parcel number: 172260010600

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$281$3,372
Property Taxes $733$8,796
Electricity $238$2,859
Total$3,223$38,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,502/yr
40% on housing$96,690/yr
45% on housing$85,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 78240$145
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78240$162
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$389,900
2026-07-03Listed for sale$399,900
2024-09-12Listing removed$1,800
2024-04-23Listing removed--
2024-03-24Listed for rent$1,800
2021-06-07Sold--
2018-07-01Listing removed$1,225
2018-06-25Listed for rent$1,225

For Sale by Agent

AgentElizabeth Montalvo
BrokerageKeller Williams Heritage

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