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3025 Chicago St, San Diego, CA, 92117

4beds
4baths
4,212sqft
$3,100,000
$736price/sqft
$20,285/moest. monthly cost
$811,400/yrincome needed

About This Home

One-of-a-Kind Ocean and Bay View Home for Sale. Experience unparalleled luxury and breathtaking views from this stunning coastal retreat. Nestled in a prime location, this home offers an exclusive blend of elegance, comfort, and natural beauty. Enjoy mesmerizing sunsets and watch the bay fireworks from the comfort of your living room or while soaking in the spa. Step into your own tropical paradise complete with a pool, spa, fruit trees, and lush bamboo. Perfect for relaxation and entertaining. This home features 4 large bedrooms all with walk-in closets, plus an office that can easily serve as a 5th bedroom. The lower level also has a built in ADU, Ideal for guests or rental income, the lower level includes a private entrance, kitchen, and bath. The entire house is thoughtfully updated throughout with modern finishes and high-end details.

Getting Around

53
WalkingSomewhat Walkable
50
TransitGood Transit
38
BikeSomewhat Bikeable

Schools

8/10
Toler Elementary SchoolGrades K-50.6 mi
6/10
Marston Middle SchoolGrades 6-81.0 mi
7/10
Clairemont High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Convection Oven,Dishwasher,High Efficiency Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathtub,Granite Counters,Separate Shower,Upgraded,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Balcony,Ceiling Fan(s),Crown Molding,Granite Counters,High Ceilings,Open Floorplan,Storage,Smart Home,Wired for Data,Bar,Wired for Sound,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Electric
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,212 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 4255200400
  • Zoning: RS-1-7
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Lower Level
  • Private pool: Yes
  • Pool features: Black Bottom,In Ground,Private
  • Patio & porch: Patio,Stone
  • Has spa: Yes
  • Spa features: Heated,Private
  • Has view: Yes
  • View description: Bay,City Lights,Pool,Water
  • Has water view: Yes
  • Water view: Bay,Water

Lot

  • Lot size: 8,500 sqft
  • Features: Drip Irrigation/Bubblers,Near Public Transit,Yard

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,675$188,100
Home Insurance *$369$4,428
Property Taxes $3,338$40,056
Electricity $903$10,838
Total$20,285$243,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$695,485/yr
40% on housing$608,550/yr
45% on housing$540,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$736This listing

vs Other Active Listings

Avg $/sqft

ZIP 92117$556
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92117$778
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$3,600,000
2025-09-01Listing removed$3,800,000
2025-06-23Listed for sale$3,800,000
2020-03-10Sold$1,370,000
2020-01-22Pending sale$1,600,000
2019-12-06Listed for sale$1,600,000
2004-07-26Sold$1,165,000
1998-06-25Sold$582,000
1994-09-30Sold$465,500

For Sale by Agent

AgentJames Miyashiro
BrokerageMR. Realty

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