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2240 Hartford St, San Diego, CA, 92110

3beds
3baths
2,525sqft
$2,995,000
$1,186price/sqft
$19,325/moest. monthly cost
$773,000/yrincome needed

About This Home

Panoramic views of the Bay...morning coffee with a water view...nightcap with a Sunset...every day! This home falls into the category of - pictures won't do it justice. The view hits you once you open the front door and enter the home. It spans across the entire backside of the house with a huge bay window and expansive sliding door leading to patio deck that does not disappoint. The top/entry level boasts your living and entertaining spaces of the home along with the kitchen, powder room and fireplace. The bottom/bedroom level of the home has two guest bedrooms, full Hall Bath and a Master Retreat with its own view to the water, from Bed! The lower level has stairs down to the backyard/pool area and Casita. Detached ADU not included in the square footage - estimated 880sqft 1 bedroom, 1 Full bath with its own kitchen and laundry. Resort style living - salt water pool that includes water features controlled by an app on your phone! Behind the pool area you will find a seating area with a firepit.

Getting Around

59
WalkingSomewhat Walkable
47
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

8/10
6/10
Marston Middle SchoolGrades 6-81.6 mi
7/10
Clairemont High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Rock/Gravel
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Pool/Spa/Equipment,Refrigerator,6 Burner Stove,Double Oven
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: FP in Family Room,FP in Primary BR

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,525
  • Total interior livable area: 2,525 sqft

Property

Details

  • Parcel number: 4302041200

Features

  • Levels: 2 Story
  • Pool features: Below Ground
  • Fencing: Partial

Parking

  • Total spaces: 1
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$322$3,864
Property Taxes $3,318$39,816
Electricity $541$6,497
Total$19,325$231,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$662,571/yr
40% on housing$579,750/yr
45% on housing$515,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,186This listing

vs Other Active Listings

Avg $/sqft

ZIP 92110$588
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92110$929
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$2,995,000
2019-11-09Listing removed$1,299,000
2019-10-05Pending sale$1,299,000
2019-09-16Listed for sale$1,299,000

For Sale by Agent

AgentAnthony F Lococo
BrokerageGenerations Realty

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