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11921 Spoke Holw, Schertz, TX, 78154

5beds
4baths
3,044sqft
$488,000
$160price/sqft
$3,283/moest. monthly cost
$131,320/yrincome needed

About This Home

Welcome to a home that actually fits real life. With 5 true bedrooms, 4 full bathrooms, and 3,044 sq ft, this spacious Crossvine property delivers rare flexibility for working, hosting, relaxing, and everything in between. A welcoming front porch swing greets you on the corner lot at the entrance of a cul-de-sac — a quieter, more private setting with easy access in and out. Inside, the open layout connects the kitchen, dining, and living seamlessly, supported by two walk-in pantries that keep the heart of the home clutter-free and ready for anything. The pristine garage with treated flooring is ideal for storage, tools, gear, or home-gym aspirations. Upstairs offers room to spread out with a secondary living area plus a well-appointed bedroom featuring its own attached bath; it's perfect for guests, long-term visitors, or a roommate arrangement. Every bedroom is generously sized, and the floor plan’s thoughtful design ensures everyone has a space to call their own. In The Crossvine, life outside your walls shines just as bright: enjoy a resort-style pool, jog & bike trails, park/play areas, and communal BBQ spaces, all walkable from your doorstep. More space. More options. More ways to live comfortably. Come see why this one stands out where others struggled to deliver: 11921 Spoke Hollow is ready for its next chapter.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Gas Water Heater,WaterSoftener

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),High Ceilings,Chandelier,Granite Counters,Double Vanity,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: None
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,044 sqft

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050590040010
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Lighting
  • Fencing: Privacy
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 6,904 sqft
  • Features: Corner Lot,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: None
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,467$29,604
Home Insurance *$271$3,252
Property Taxes $211$2,532
Electricity $334$4,010
Total$3,283$39,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,560/yr
40% on housing$98,490/yr
45% on housing$87,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 78154$149
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78154$167
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-06Listed for sale$498,500
2025-10-29Listing removed$498,500
2025-10-02Price change$498,500
2025-06-16Price change$499,000
2025-05-05Price change$500,000
2025-03-24Price change$520,000
2025-02-28Listed for sale$530,000
2022-10-07Sold--
2022-09-19Pending sale$549,000
2022-09-06Contingent$549,000
2022-08-29Listed for sale$549,000

For Sale by Agent

AgentRachel Brown
BrokerageSpyglass Realty

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