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8642 Converse Ave, San Diego, CA, 92123

4beds
3baths
1,532sqft
$874,999
$571price/sqft
$5,859/moest. monthly cost
$234,360/yrincome needed

About This Home

Perched along a peaceful canyon bluff in the heart of San Diego, this beautifully updated townhome offers the perfect blend of modern living, privacy, and convenience. Featuring 4 bedrooms, 2.5 bathrooms, and approximately 1,532 square feet, this spacious home lives like a detached residence with only one shared wall, an attached two-car garage, and no neighbors directly behind. Our feature favorite is the immense amount of storage space, EVERYWHERE! Inside, you'll find an open-concept floor plan designed for both everyday living and entertaining. The main living area is filled with natural light from oversized windows and features high ceilings that create an open, airy feel. The kitchen seamlessly connects to the dining and living spaces before opening onto a private patio overlooking the canyon, an ideal setting for morning coffee, outdoor dining, or simply enjoying the peaceful views. Upstairs, the primary suite is enhanced by vaulted ceilings, creating a spacious retreat at the end of the day, while generous storage throughout the home provides functionality that's hard to find. FHA & VA Spot Possible. Centrally located in Serra Mesa, the home is minutes from the I-8 and I-805 freeways, giving easy access to anywhere in San Diego. The home rests on a quiet street that ends in a cul-de-sac, the home offers a safe, low-traffic environment perfect for children, pets, and neighbors to enjoy. Just minutes away, you'll find Murray Ridge Park, the popular Bear Buns Bakery, Civita Park, Ralphs, Costco, shopping, dining, and all the conveniences of Mission Valley.

Getting Around

19
WalkingCar-Dependent
30
TransitSome Transit
14
BikeSomewhat Bikeable

Schools

3/10
Jones Elementary SchoolGrades K-50.6 mi
5/10
Taft Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1985

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Other/Remarks,6 Burner Stove,Gas Oven,Gas Stove,Gas Water Heater
  • Laundry features: Electric,Washer Hookup,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 2 Staircases,Balcony,Shower in Tub
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood
  • Common walls with other units/homes: No Unit Above or Below,1 common wall

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,532
  • Total interior livable area: 1,532 sqft

Property

Details

  • Parcel number: 4330731716
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: N/K
  • Patio & porch: Enclosed,Porch - Rear
  • Spa features: N/K
  • Fencing: N/K
  • Has view: Yes
  • View description: Parklike

Lot

  • Lot size: 2.07 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$118$1,416
Property Taxes $919$11,028
Electricity $398$4,786
Total$5,859$70,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,880/yr
40% on housing$175,770/yr
45% on housing$156,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$571This listing

vs Other Active Listings

Avg $/sqft

ZIP 92123$482
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92123$729
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$874,999
2026-08-04Listing removed$874,999
2026-08-01Price change$874,999
2026-07-09Listed for sale$899,000
2021-05-05Sold$776,000
2021-04-14Pending sale$725,000
2021-04-09Listed for sale$725,000
2012-04-07Listing removed$339,900
2011-12-24Listed for sale$339,900
2011-11-18Listing removed$339,900
2011-08-02Sold$339,000
2011-05-14Price change$339,900
2011-04-16Price change$379,900
2011-03-31Price change$389,900
2011-03-18Price change$399,900
2011-03-03Price change$415,000
2011-02-19Price change$399,000
2011-01-20Listed for sale$415,000
2000-03-30Sold$218,000

For Sale by Agent

AgentDavid Hussain
BrokerageReal Broker

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